Shop Around
Shop Around
There are better deals out there..
You can save a lot of money if you switch utlility providers. The gas, electricity, broadband, telephone and mobile phone markets are becoming increasingly competitive, so shop around and compare providers to find the cheapest ones for you. You could even opt for a pay as you go tariff on your mobile to help you control how much you spend, and save on energy bills by putting on a woolly jumper before turning up the heat.
Insurance is also a hugely competitive market, with policies available from the high street banks to your local supermarket. Compare the different deals available on:
Compare a wide range of deals to save as much money as you can.
If you have an overdraft that is costing you money in monthly fees, then see if you can switch to a bank account that offers an interest-free overdraft. Then you can work at paying it off without paying interest on it. If you have any savings, then it is false economy to leave them in a savings account when your borrowing is costing you more than the amount of interest you are earning. Use you savings to pay off the most expensive debt (the ones that charge the highest interest), then make sure your savings account has a competitive rate of interest when you start saving again to get the most out of your money.
Credit comes at a price – if you have credit cards that are charging high rates of interest, look for one that offers 0% interest on balance transfers and switch your balance over. The interest-free periods vary from one provider to another and different fees are charged (usually between 2-3% of the balance), so do some research to get the best deal.
For FREE and impartial debt advice, fill in the debt advice enquiry form and a qualified advisor will assess your individual sitaution and call you back to help you work out the best course of action.
Alternatively click on debt advice advertising links below: