Short Term Loans

Compare Short Term Loans

Short Term Loans
ProviderLoan AmountCredit HistoryRates FromTerm 
£1,000 to £20,000All Credit Histories Considered39.50%

APR
Representative

12 MonthsGet Quotes >
  • Rebuild Your Credit
  • Interest rates start from 9.3% APR
  • Instant Online Decision using 'soft' credit searches
  • No arrangement fees or early repayment charges
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 39.50% (fixed). A loan of £3,000 over 3 years will cost you £134.86 per month at 33.80% APR (fixed). The total cost after 3 years is £4,854.94.

£1,000 to £20,000All Credit Histories Considered99.90%

APR
Representative

12 MonthsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

£200 to £2,000All Credit Histories Considered277.50%

APR
Representative

6 to 12 monthsGet Quotes >
  • 6 to 12 month loans
  • Borrow from £200 to £2,000
  • Fast Quotes - No application fees
  • If approved cash sent within 10 minutes of approval
  • Must be aged 18
  • Receive an income through employment or self employment
  • UK Resident with a UK bank account

 Representative Example: The Representative APR is 277.5% (fixed) .Amount of credit: £700 for 12 months at £111.27 per month. Total repayment of £1335.24. Interest: £635.24. Interest rate: 140% pa (fixed).
Short Term Loans - Guarantor Required
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Short Term Loans

Short term loans typically are loans over 1 week to a 12 month term - Payday loans allow you to cover very short term financial needs where teh loan size is typically no more than £1,000 to a bridging loan where the lender will normally require security for the loan. Short term loans are expensive so it is important to consider whether you really need this type of finance. Before you go for a particular loan deal, make sure you compare the market because interest rates can be very high. 


The two most popular short term loans available are:


  • Payday Loan: a payday loan is a cash advance – usually of between £50 and £500 taken for a very temporary cash shortfall and the deal is that the cash be paid back by the next pay day. These loans are usually taken out for unexpected costs like repairs, or to ensure payment of direct debits.
  • Bridging Loan: this is a loan taken out to solve a temporary cash shortfall that has arisen from buying a property or business or paying for a renovation. They are more risky for the lender than the usual homeowner loan, so carry higher rates. Bridging loans are usually taken out for a term of between a month and a year.


You can use our online loan comparison service to compare short term loans and find the best one for your circumstances, just click on the links above.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.