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Sickness Insurance

Protect your finances with sickness insurance

Sickness insurance is part of accident, sickness and unemployment protection, and means that an agreed proportion of your monthly payments could be protected if you fall ill and are temporarily unable to work. Click on the link above to get a quote.

Sickness Insurance Quotes
ProviderType of InsuranceMaximum CoverSpecial FeaturesGet Quotes
Short Term Income Protection InsuranceUp to £2,500 per month or 65% of Gross Salary (whichever is lower)Price Beat Guarantee - Widest Cover - Online QuotesGet Quotes >
  • Price Beat Guarantee
  • Benefit Periods - 6 or 12 months (you choose)
  • Maximum Benefit - £2,500 or 65% of gross salary (whichever is lower)
  • Bonus & Commission taken into account
  • Initial exclusion for sickness - 12 months symptom free
  • Initial exclusion for unemployment - 60 days
  • FREE Legal expenses cover of £25,000
  • Back to work support
  • No discrimination on age, postcode or being a smoker
  • Agency workers covered
  • Must be in full time work living in the UK, Channel Islands or Isle of Man and aged 18 or over
  • Must have been continuously employed for at least 6 months prior to policy start date
  • Must not be aware of any impending unemployment or aware of any circumstances that might lead to becoming a carer
  • Must not be subject to any on-going enquiry or disciplinary from an employer
  • Must not be convicted of any criminal offence
  • Must not be off work due to ill health 

The payments are only a temporary measure, and will continue for up to 24 months, depending on the terms of your sickness insurance policy. The type of cover that you choose will depend on your personal circumstances but the range includes:

  • Income protection – Will cover a portion of your salary to an agreed level
  • Mortgage payment protection – Will pay your monthly mortgage repayment up to an agreed level
  • Loan payment protection – Will cover your monthly debt obligations up to an agreed level

If you want to learn more about sickness insurance, and how much it could cost, click on the link at the top of the page and fill in our quick form for a no obligation quote.