Skipton Building Society Fixed Rate Bond

Compare Skipton Savings With The Market

ProviderAccountInterest RateTermApply
5.00%Current Account
Instant Access
More Info >
5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.
5.00%Current Account
Instant Access
More Info >
5.00% interest on balances up to £2,000 PLUS 5% cashback on first £100 of Contactless payments every month. Must pay in a minimum of £500 into the account each month. No monthly account fee.
1.45%Instant AccessMore Info >
MARKET LEADING: Earn 1.45% gross/AER Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR (Fonds de Garantie Dépôts et de Résolution), the French deposit protection scheme. Manage account online.
1.00%Current Account
Instant Access
More Info >
Innovative new banking service powered by Clydesdale and Yorkshire Banks. Get your current account and instant access savings account working together. Earn 1% AER on ALL instant access credit balances, and 0.5% AER on current account balances up to £2,000. £2 per month fee. INTRODUCTORY OFFER: Free for the first 12 months.

3.00%

per annum

£10More Info >
Peer-to-Peer Lending: Earn 3.00% pa fixed interest - 1 year term - Interest can be paid monthly (Revised rate 2.95%) or on maturity - Your money is asset backed - Manage your account online

1.61%

per annum

£1,000More Info >
Earn 1.61% gross/AER fixed for 12 months. £1,000 minimum deposit. Interest paid on maturity. No withdrawals permitted. FSCS Protected

1.86%

per annum

£1,000More Info >
Earn 1.86% fixed interest - 24 month term - Minimum deposit £1,000 - Interest paid on maturity - No withdrawals permitted - FSCS Protected
Latest Current Account Deals
 AccountInterest (AER)Overdraft RateFunding Required*Fee pmFeaturesApply
5.0%*0% for 12 months, 50p per day after£1,000 pmN/A*5.00% IN-CREDIT INTEREST on balances up to £2,500 for the first year.More Info >
5.0%*£25 interest and fee free overdraft plus £10 buffer£500 per monthN/A5% variable in-credit interest on balances up to £2,000More Info >
3.0%*£1 per day£500 pm£5 pm*Monthly interest of 3% AER (variable) on entire balance up to £20,000 when you have at least £3,000 in your a/c. Earn cashback on household bills.More Info >
1.0.%*£6 per month with £25 buffer and 2 day grace period No minimumFree for first 12 months then £2 per monthInnovative new banking service. *Get 1.0% AER on ALL instant access balances and 0.5% AER on current account balances up to £2,000.More Info >
N/A£1 per dayN/AN/AFour month fee-free overdraft when you switch your main current account using the Dedicated Switcher ServiceMore Info >
Latest ISA Deals
ProviderAccountISA TransfersProtection schemeFund choiceInvest From:More info
yes

FSCS

1,250+ funds

£50 per month

or £500 single

More Info >
Why we like it: Low cost investing that lets you take control of your own investments online. Take advantage of useful tools and videos, UK- based Customer Support team and transparent pricing. Choose from over 1,250 funds or All-in-One funds managed to different risk levels.
yes

FSCS

2,000+ funds

£50 per month

or just £5 single

More Info >

Why we like it: Barclays Stockbrokers has been voted 'Best Execution-Only Broker' at the Shares Awards 2015. Choose from over 2,000 funds, shares, ETFs, investment trusts, gilts, bonds and more.

yes

FSCS

2,500+ funds

£50 per month

or £500 single

More Info >

Why we like it: Let award winning experts manage your funds with the Easy Option ISA, or choose your own funds with the DIY Option ISA. Start investing from as little as £50 per month and manage your account online.

yes

FSCS

Balanced between funds and fixed interest holdings

£20 per month

or £20 single

More Info >
Why we like it: Professionally managed by experienced fund management team at Schroders - savings are balanced between stocks and shares and fixed interest holdings. Clear, low capped charges – the only charge is an annual management charge of 1.5% and then 1% after 10 years. ISA offer - Foresters Financial will add a guaranteed extra 2.5% free to any contributions received this tax year (for a limited time)
yes

FSCS

2,500+ funds

£10 per month

or £50 single

More Info >

Why we like it: The Standard Life Junior ISA from £10 pm. Tax efficient investing to help pay from anything from university fees to a first car.

yes

FSCS

Balanced between funds and fixed interest holdings

£10 per month

or £10 single

More Info >
Why we like it: 0% charges for the first year, making it one of the best value actively managed Stocks and Shares Junior ISAs on the market so more of what you save is invested for your child. Professionally managed by Schroders.
Important information: Investment ISAs are tax-efficient wrappers for long term investments. Your capital is at risk so you may get back less than you pay in. Charges may apply. Tax treatment of ISAs depends on your individual circumstances and legislation which are subject to change in the future. ISA transfer charges may apply, please check with your provider.
Peer to Peer Fixed Term ISA - Earn high interest on your savings
ProviderAccountTarget ReturnTermMore Info
8.70%
per annum
1 to 5 YearsMore Info >
  • Earn estimated 8.70% APR*
  • 1 - 5 year term
  • Available for ISA, ISA transfer & direct investment
  • Minimum investment £10
  • Manage your account online
  • Capital is at risk and returns may be higher or lower
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS

AER - Annual Equivalent Rate

Peer-to-peer lending can offer potentially attractive returns. There is a risk you may lose some or all of your initial investment as it is not protected by the Financial Services Compensation Scheme, although many lenders offer their own compensation schemes.

*Returns may be higher or lower

Alternative Saving Ideas - Earn high interest on your savings
ProviderAccountInterest RateMinimum DepositApply

3.75%

per annum

£10More Info >
  • Earn 3.75% per annum (paid at maturity)
  • 36 month term
  • Asset backed loans
  • Manage your account online
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS

3.35%

per annum

£10More Info >
  • Earn 3.35% per annum (paid at maturity)
  • 24 month term
  • Asset backed loans
  • Manage your account online
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS

3.00%

per annum

£10More Info >
  • Earn 3.75% paid on maturity.
  • Monthly interest option
  • 12 month term
  • Peer to peer lending account
  • Manage your account online
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS

Peer to Peer Lending is not covered by the FSCS
Fixed Rate Bond Selection
ProviderAccountInterest RateTermApply

2.25%

per annum

£10,000More Info >
  • Save from £10,000 to £1,000,000
  • Manage your account in branch or online  
  • Interest paid monthly, annually or on maturity
  • Sole or joint accounts available
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be aged 18 or over and a UK resident
  • No additional deposits or withdrawals permitted during the term

1.90%

per annum

£1,000More Info >
  • Earn 1.90% gross/AER fixed for 30 months
  • Interest paid on maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be a UK resident and aged 18 or older
  • £1,000 minimum deposit
  • £100,000 maximum deposit
  • Sole account only

1.86%

per annum

£1,000More Info >
  • Earn 1.86% gross/AER fixed for 24 months
  • Interest paid on maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be a UK resident and aged 18 or older
  • £1,000 minimum deposit
  • £100,000 maximum deposit
  • Sole account only

If you can afford to put some savings away without having immediate access then a Skipton building society fixed rate bond may be able to offer better interest returns than their easy access savings options. Before you take out a Skipton building society fixed rate bond you may want to look at other available fixed rate bonds using the comparison tables below to see if you can find the plan which suits your requirements best.

Skipton Building Society fixed rate bond Features:

  • A choice of fixed rate E-bonds managed online or fixed rate bonds managed in branch or by post
  • A choice of 1, 2, 3 or 5 year bond terms
  • Minimum balance of £500
  • Maximum investment of £1million for individual accounts or £2million for joint accounts
  • No withdrawals or early closures are permitted during the term of the bond
  • Fixed rate of interest guaranteed for the term of the bond
  • Choice of interest to up the value of your bond or receive monthly payments

As a fixed rate bonds by their nature require you lock your savings away without access for a period of time before you open one it may be wise to shop around thoroughly before to ensure you have found the plan that fits your requirements best. The comparison tables on this page may help you look at the various features of plans from different providers.

 

Other savings options

In addition to comparing the different fixed rate bonds that may be available you could also consider alternative savings options to see if they better suit your needs, plans that you may want look into include:

Tracker bonds

An alternative sort of savings bonds, they generally also offer durations of 1, 2, 3 and 5 years however unlike a fixed rate bond the interest paid on the bond over its duration van fluctuate in response to any changes made to the Bank of England’s base rate of interest which the bond tracks. This means you could receive a better or worse rate of interest and you cannot predict how much you will get in return at the end of the bonds term like you can with a fixed rate.

 

Structured Deposits

Structured deposits also require you to lock your savings up for a set period of time, however they usually offer higher potential interest returns, but your interest return is not guaranteed. Structured deposits work by being linked to an index or indices such as the FTSE 100. Although your original investment is guaranteed to be returned you will only get interest paid on it if the market the plan is tied to performs in such a way as stated by the terms and conditions of the investment plan.

 

Instant Access Savings Accounts

If you want an investment where you can access your savings more easily should you ever need to then you may want to consider an Instant Access Savings Account, although they normally offer lower interest rates than bonds or structured deposits, they usually offer unlimited free withdrawals.