Skipton Instant Access Savings Accounts

When it comes to finding a place to store your hard-earned money, without losing access, a Skipton instant access savings account might offer a solution. It allows you to save anywhere in the region between £1 and £1 million, and mange you account online or by visiting one of their many branches.


It is not only Skipton that has instant access savings accounts on offer; in fact there is a wide range of options available to you. If you want an easy way to compare Skipton’s instant access savings accounts with some of your other options, take a look at our selection of the competition in the comparison tables below.

Instant Access Savings Accounts Deals
ProviderAccountInterest Rate (AER)TermApply
1.00%Instant AccessMore Info >
  • Earn 1.00% AER Gross.
  • No penalties, fees or notice periods
  • Free unlimited payments and withdrawals
  • Deposit from £100
  • Interest paid monthly or annually
  • 7 day support
  • Covered by the French Depositor Compensation Scheme
  • Apply in minutes
  • Must be UK resident and aged 18 or older
0.75%Easy AccessMore Info >
  • 0.75% AER on balances up to £1 million
  • Reassurance – the variable interest rate is guaranteed to be at least 0.50% above Base Rate until 31 December 2017 
  • Save from £1000 - £1million
  • Monthly interest
  • Manage your account online
  • Unlimited withdrawals
  • Must be UK resident and aged 18 or over
  • New customers only
5.00%Current Account
Instant Access
More Info >
5.00%Current Account
Instant Access
More Info >
1.50%Current Account
Instant Access
More Info >

Gross is the interest you will receive before tax is deducted.

AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Short Term Fixed Rate Bonds (0-2 years)
ProviderAccountInterest RateTermApply
1.00%Instant AccessApply Now >
  • Earn 1.00% AER Gross.
  • No penalties, fees or notice periods
  • Free unlimited payments and withdrawals
  • Deposit from £100
  • Interest paid monthly or annually
  • 7 day support
  • Covered by the French Depositor Compensation Scheme
  • Apply in minutes
  • Must be UK resident and aged 18 or older

The interest rate of Skipton’s instant access savings accounts is variable, and you can opt for either monthly or yearly interest payments. In this way the account is fairly similar to many of the others being advertised. Some of this other instant access savings accounts differ from Skipton's in that they offer a tiered rate of interest or limit the amount of withdrawals you can make in a set time period.


One thing that sets Skipton’s instant access savings accounts apart from some of its competitors is the fact that it is does not offer an introductory bonus on its interest rate, a feature that other banks use to make deals look more attractive to customers, but you have to remember to switch when the introductory bonus period ends.


Make sure to take the time to compare Skipton’s instant access savings accounts with some of the others available using the product comparison tables on this page.