Getting small business insurance is an important part of running your business. If you have any employees then you are required by law to have some form of employers’ liability insurance, and many other forms of insurance help to further protect your business from risk and claims. Types of small business insurance cover include:
- Employers’ liability cover, protecting you from claims resulting due to injury to employees.
- Public liability cover, protecting you from claims made due to injury or damage to members of the public and their property.
- Premises and contents cover, protecting the property of your business and the stock, machinery and other contents.
- Product liability cover, protecting you from claims made due to products that you create or sell.
There are a wide range of different business insurance policies available and providers differ in price and cover. They can be tailored to a specific business sector and optional cover extensions are available to suit the needs of your particular small business.
Check out the table below - you can compare features for some of the latest small business insurance deals, get quotes and apply online.