Small Business Medical Insurance

Although some form of small business medical insurance cover is often provided by employers, it should be remembered that the level of cover that is provided may vary a great deal depending upon a number of factors. Indeed, before deciding on the cost of their premiums, providers will usually consider the following:


  • The size of the organisation, medical insurance for small businesses will usually be considerably less expensive than more comprehensive policies intended for large corporations
  • The area this business is involved in, a mining or industrial focused company for example will often require considerably more comprehensive medical insurance than other businesses
  • Insurers may also choose to consider other factors, such as the age, health and number of workers that are employed by the business


Generally speaking, providers that offer small business medical insurance will consider all of these factors before offering the customer an insurance quote.  Obviously each provider offers policies with different perks and exclusions, so using something like the product comparison table below can be very useful when looking for medical insurance quotes.

Medical Insurance Quotes
ProviderOnline Quotes available?Special FeaturesGet Quotes
yesFast consultations – book a video consultation with a GP or specialist in minutes. Get dedicated cancer support - If you’re diagnosed with cancer, we’ll assign you a highly experienced Case Manager who’ll support you throughout your treatment and help you understand every step of the process.Get Quotes >
yesWith Comprehensive Cover No financial limits - so you'll have peace of mind that you won’t run out of funding for eligible treatment with the hospitals you’ve chosen as part of your policy and a fee assured consultant.Get Quotes >
yesSupportive care – with 24/7 telephone access to our nurses and counsellors through our medical helpline Health at Hand, we’re here for you no matter how late it is or however long it takes.Get Quotes >
yesRewards Programme Vitality Plus makes looking after your health more rewarding; the more you participate and improve your Vitality status the higher your discounts will be with Vitality reward partners, Eurostar, Mark Warner, Champneys and Cineworld.Get Quotes >

There are a number of different companies that each specialise in providing medical insurance for small businesses and other commercial organisations. As an employee, it is important to consider exactly how much medical cover will be provided by your organisation.


As a business, it should be remembered that a good medical insurance policy for employees will help in a number of areas as well as providing appropriate protection for employees. A good insurance plan can:

 

  • Help promote a strong and reliable working relationship with employees, as it will help promote a feeling of security in the event an accident or illness
  • Attract more prospective employees to any job offers with a small business that has a strong medical insurance policy


It is always recommended to approach as many different providers as possible when searching for an appropriate medical insurance quote for your business, as most insurers are able to tailor insurance agreement to meet the specific needs of their customers.