Small Loans

Compare Small Loans from £1,000

See below providers who offer small loans from £1,000 to £9,999. Many mainstream loan providers do not offer loans under £7,500 so we have highlighted some loan providers who do whether you are a homeowner or a tenant. See below to compare small loans from UK loan providers:

Loans - Small Loans Under £10,000
LenderMin - Max LoanCredit HistoryRepresentative APRTermApply
£1,000 - £25,000Excellent7.90% 6 Months to 5 YearsGet Quotes >
  • Peer to Peer Fixed Interest Loan Rate
  • Instant Online Decision
  • Money in your bank in 1 working day
  • Must be aged 21
  • Minimum Income £14,500
  • Good Credit History and no CCJs

Representative Example: Based on an assumed loan amount of £3,000 over 24 months at a Representative APR of 7.90% p.a. (fixed), you will repay £157.74 per month. Total amount you repay £3,786. 

£1,000 - £2,999Good Credit Only13.70%1 to 5 YearsGet Quotes >
  • Discounted rates for existing Nationwide customers
  • Fixed Interest Loan Rate
  • No set up charges or hidden fees
  • Instant Online Decision
  • Must earn at least £750 pm (can be combined income)
  • Must be aged 18
  • If self employed must be homeowner and supply 1 years audited accounts
  • Good Credit History and lived in UK for at least 1 year

Representative Example: 3.90% APR Representative (fixed). Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.90% p.a. (fixed). Monthly repayment £183.41. Total amount payable £11,004.60.

£1,000 - £2,999Good Credit21.14% for loans up to £2,9991 to 5 YearsGet Quotes >
  • Fixed Interest Loan Rate
  • No set up charges or hidden fees
  • Instant Online Decision
  • Must be aged 21
  • Permanently resident in England, Wales, Scotland or Northern Ireland
  • Good Credit History and not been bankrupt or had a County Court Judgement

Representative Example: Representative Example: 4.4% APR Representative (fixed). Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 4.4% p.a. (fixed). Monthly repayment £185.76 & total repayable £11,145.60.

£1,000 - £20,000Poor Credit48.50% 1 to 3 YearsGet Quotes >
  • Interest Rates from 19% - 99% 
  • Rebuild Your Credit
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 48.50% - Based on an assumed loan amount of £3,000 over 12 months at an interest rate of 48.50% p.a. (fixed) you would pay £670.83 a month and £3,670.83 in total.

£1,000 - £5,000 (Guarantor Loan)All Bad Credit Considered53.80% 1 to 5 YearsGet Quotes >
  • Same day decision
  • No set up fees or charges
  • Any bad credit considered
  • Need a guarantor that owns a property
  • Must be aged between 18 and 65

Representative Example: £3,000 over 3 years, representative 53.8% APR fixed. Monthly payment of £151.15. Interest payable £2,441.40. Total repayable £5,441.40. Annual interest rate 36% fixed.


UK Credit is a specialist no fee guarantor loan provider. All bad credit considered. Please only apply if you have a HOMEOWNER GUARANTOR to support your application.

Fair Investment Company is independent and provides a selection of some of the leading loan deals available. Our service does not compare or contrast all of the loan deals currently available in the market. If you would like to arrange any of the products shown in the table please click on the “Apply” link which will take you to the provider’s website where you will be able to view further details of the product and apply online.