Static Home Insurance

If you live in a caravan or static home, or you spend a large amount of time in one as a holiday home, it makes sense to take out an insurance policy for it. The best way of finding the best static home insurance deals is to look at a number of insurance providers.

Below, we have provided a number of insurance companies that can offer  static home insurance quotes.

There are a number of important factors to consider when looking at different static home insurance policies:

• If you are renting the static home to somebody else you will probably want to inquire as to whether the policy will allow you to claim for loss of rent payments in the event the caravan is damaged.
• Different static home insurance policies will differ on whether contents cover is included and the extent of that cover.
• Most policies which come with contents cover will also come with a list of excluded items, such as cameras.
• If you have modified your static home in such a way that would raise it above its original market value, you may want to agree a policy on agreed values.
• Storm damage might also be appropriate – you might have to add this to your policy.

To help lower the costs of your static home insurance premiums you could take measures such as:

• Make  your static home safer by fitting smoke and burglar alarms.
• Paying a higher rate of excess will mean that your premiums are lowered, although this is obviously offset by a larger payment in the event of an accident.
• Different companies will offer variations of static home insurance so you should always be sure to compare a number of different quotes.