Sub Prime Mortgage Lenders

Subprime mortgage lenders have fallen in number recently and such deals are now harder to get. Lenders now impose much stricter lending criteria, require higher deposits and only offer the best deals to borrowers with spotless credit histories.

Sub prime mortgage lenders typically charge higher rates of interest and have tighter terms and conditions than standard mortgages, but can be the only step into the market for some home buyers, if you can get a deal.

To compare sub prime mortgage lenders and deals from other providers, use our free service which offers:

  • Free information and impartial advice
  • Quotes from leading providers
  • No obligation
Find the best mortgage deal for you, click on the link or check out the table below for some of the latest deals.
Mortgage Deal Selection - Call Lender Direct
Initial RateProviderTermTypeAPR*LTV 
2.69%
2 YearsTracker4.00%60%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.69%
2 YearsTracker4.00%60%More Info >
£999 product fee.
Call 0800 068 7624
to speak to an RBS mortgage specialist.
3.09%
2 yearsTracker4.40%75%More Info >
£995 arrangement fee.
Call 0808 168 45 88 to speak to a Post Office mortgage specialist.
3.49%
2 YearsFixed Rate 4.50%80%More Info >
£995 Product fee.
Call 0808 168 45 88 to speak to a Post Office morgage specialist.
3.79%
2 YearsFixed Rate 4.50%85%More Info >
£995 Product fee.
Call 0808 168 45 88 to speak to a Post Office morgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker