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Swinton Home Insurance

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Compare a wide range of deals side-by-side to help you find the best cover at the best price.

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*10% of home insurance customers saved over £256 against their previous renewal price (Oct-Dec 2012)

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Compare more than 87 insurance companies. 99% of people could save on home insurance and you could save as much as £116.32.
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Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline

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£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

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Five star rated Platinum Home Insurance.
(Moneyfacts Home Insurance 2018). Choose from three levels of cover, covering some or all of: home emergency, boiler cover, family legal protection, accidental damage on both buildings and contents, personal possessions, bicycles, matching items, trace and access. Plus add optional extras. 24-hour Emergency Helpline

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UK's number 1 rated home insurance provider. We compare policies from leading providers as well as our own to find you the right cover. Prices fixed for 2 years

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5 Star Defaqto award-winning insurer.
Pay monthly at no extra cost (0% APR Representative). Low excess of just £45 (apart from escaping water and subsidence). No hidden admin fees. 'New for old' cover. Age UK Home Insurance is administered by Ageas Retail Limited and provided by a limited panel of insurers.

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Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

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Get quotes from over 65 trusted home insurance brands in minutes. 20% of consumers could achieve a saving of £158 with (based on independent research by Consumer Intelligence during 1 October to 31 October 2016)

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*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

Is Swinton home insurance right for you?

Swinton Insurance offer both buildings and contents cover for homeowners, renters and landlords. They also offer a number of optional extra types of cover to help you build a personalised home insurance policy that perfectly fits your needs.


Choosing a Swinton home insurance policy

Swinton offer flexible cover for your home and its contents. They offer policies at two levels: the affordable Swinton Classic cover and the more comprehensive Swinton Premier cover. Which offers the best deal for you will depend on your requirements and personal circumstances.


Swinton home insurance offers a variety of features as standard:

  • Lock and key cover, up to £1000
  • Freezer contents cover, up to £1000
  • Garage and outbuildings cover
  • New for Old replacement
  • Non-portable home entertainment items covered against accidental damage
  • 12 month guarantee on work carried about insurer approved contractors
  • Download digital information


Swinton Classic cover

With Swinton Classic cover you can benefit from:

  • Alternative accommodation cover (Buildings) up to £35,000 (Contents) up to £10,000
  • Theft from outbuildings covered up to £2,500
  • Office equipment protected up to £5,000
  • Legal Protection can be added as an extra option


Swinton Premier cover

Swinton Premier policy-holders can take advantage of:

  • Alternative accommodation cover (Buildings) up to £75,000 (Contents) up to £20,000
  • Theft from outbuildings covered up to £5,000
  • Office equipment protected up to £10,000
  • Garden Cover up to £2,500
  • Legal protection, up to £100,000
  • Matching sets cover, the whole set will be placed if the damage item can’t be
  • Student accommodation, your family’s items protected in their accommodation up to £5,000
  • Cover for your shopping while you’re taking it home
  • A 10% increase on your contents one month before and after


Optional Extras

You can also add the options below onto Swinton Classic and Premier cover:


Extended Accidental Damage

This provides you with even more cover against accident at home, including damage to your tablets, laptops and mobile phones.


Personal Possessions Cover

Provides you with cover for theft, loss or damage to your valuables and gadgets wherever you are in the world.


Home Emergency Cover

Covering you for a wide range of emergencies that can occur at home.


Details you will need when applying for Home Insurance

Being prepared for applying for home insurance can speed up the whole process. Your answers could affect your policy options as listed buildings and buildings with special feature such as thatched roofs may not be covered by a standard policy.


Below are some examples of the information you will need to hand when applying.

  • The age of the property
  • Whether or not it’s a listed building
  • The type of property. For example, a bungalow, town house, maisonette or semi-detached house etc.
  • Whether you’re renting or own the property
  • Whether the property is used for business?
  • Who is living there, whether it’s just you and your family, or anyone else?