It is important to remember when looking at car insurance quotes, that there are likely to be some restrictions when taking out a temporary insurance policy:
- A driver’s history may play an important part in whether they are eligible for short term car insurance. If you have a certain amount of points on your licence or you have made previous claims this may affect your application.
- Many insurance providers will not offer temporary car insurance to drivers under 21 and in some cases under 25. Young drivers are considered a higher risk from road accidents and are therefore likely to make a claim.
- You may find that some temp policies have exclusions and limitations. You may not be covered for certain things.
If you decide to take out temporary car insurance, remember to read the policy closely and determine the extent of your cover.
Leaving yourself under-insured could result in you having to make a large payment further on down the line, which rather defeats the point of having taken out insurance in the first place.