Temporary Car Insurance for a Modified Car

It can be tempting to add modifications to your car to improve its performance and looks or just to make it your own. These modifications can mean you will have to pay more for car insurance, and this applies to temporary policies as well.

Finding temporary car insurance for a modified car is important for a number of reasons; namely that car insurance is a legal requirement for driving on the roads in the UK and that the cost of repairing or replacing modified parts can be substantial.

Even if you are only going to be driving the modified car for a day to drop it off to a new buyer, or borrowing it from a friend or relative, you will need to cover yourself with temporary car insurance for the modified vehicle. The tables below will help you compare different car insurance quotes quickly and easily.

Temporary Car Insurance Deals
ProviderCover TermMinimum and Maximum AgeSpecial FeaturesGet Quotes
1 - 28 days18 - 75Instant Car and Van Cover including motorhomes. Cover for Learner Drivers. Insurance documents immediately issued.Get Quotes >
1 - 28 days19 - 75Instant Car and Van Cover. Cover for Learner Drivers. Cover for vehicle hire and test drives. Insure someone else on your car. Insurance documents immediately issued.Get Quotes >

While it is a general rule that you will have to pay higher premium and excess for a modified car, there are ways to bring the cost of temporary insurance, whether it lasts a day or a few months, down.

One of the best ways to bring these costs down is to use price comparison websites to quickly hint through a large amount of temporary car insurance quotes. You should also look at specialist insurers as they will usually be able to offer more experience and tailored policies than the bigger companies.

Other more general steps can be:

  • Making sure to limit the number of modifications
  • Increasing the security of the vehicle, such as installing alarms, reinforced locks and immobilisers
  • Taking increased efforts with the storage of the modified car

While these measures are not a golden bullet, they will increase the confidence of your insurer and could help to make temporary car insurance for a modified car more manageable.