While it is a general rule that you will have to pay higher premium and excess for a modified car, there are ways to bring the cost of temporary insurance, whether it lasts a day or a few months, down.
One of the best ways to bring these costs down is to use price comparison websites to quickly hint through a large amount of temporary car insurance quotes. You should also look at specialist insurers as they will usually be able to offer more experience and tailored policies than the bigger companies.
Other more general steps can be:
- Making sure to limit the number of modifications
- Increasing the security of the vehicle, such as installing alarms, reinforced locks and immobilisers
- Taking increased efforts with the storage of the modified car
While these measures are not a golden bullet, they will increase the confidence of your insurer and could help to make temporary car insurance for a modified car more manageable.