Temporary Car Insurance for Previously Disqualified Drivers

Temporary car insurance for previously disqualified drivers can be hard to come by. Most temporary car insurance providers will not even consider drivers who have been previously disqualified in the last 5 years or who have made claims.

You will be disqualified from driving if you exceed 12 points on your licence. Apart from meaning that you can not drive any vehicle for a set period of time, it also entails a ling period of expensive car insurance quotes.

The fact you have been disqualified, will, rightly or wrongly, give insurance companies the impression that you represent a higher risk to them, and so many will be reluctant to offer you temporary insurance.

Points on your license can be accumulated through a number of road offences including:

• Speeding
• Driving under the influence of alcohol
• Driving under the influence of drugs
• Running a red light or stop sign
• Careless or dangerous driving

On some occasions you will be asked to retake your driving test in order to revoke your licence.

There are a very few companies that will offer temporary car insurance quotes to drivers who have been recently disqualified. However, you may still be able to find a suitable and affordable policy.

If you are looking for temporary car insurance for disqualified drivers, you may find that your insurance premiums are rather high. This is because you are considered an irresponsible and reckless driver who is at risk from involvement in road accidents. You are deemed more likely to make a claim because of this.

Because the amount of convicted and disqualified drivers is now higher, there are some companies that are becoming more lenient with their insurance policies. There is a niche in the market for temporary car insurance for disqualified drivers and there are specialist insurance providers that can help you.