There are many different scenarios that could cause someone to need temporary car insurance instead of a more standard 12 month policy:
- Perhaps you need to test drive a new car but also be able to drive it home from the place you bought it
- Perhaps you are moving house
- You may simply need a bigger car for a holiday
- You may only have a few months left in the country before emigrating
Most temporary car insurance for over 50s will allow for a significant degree of flexibility with regards to the length and extent of the cover. These policies can last form a day up to a couple of months with third party, fire and theft or fully comprehensive cover.
It is also a common feature that your no claims bonus from other policies will not be affected by taking out a temporary policy. There are many temporary policies where your bonus will not even be affected if you are involved in an accident while temporally covered.
The downside is that these temporary car insurance for over 50s policies will generally only be offered to those under the age of 75.