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Temporary Car Insurance for Under 18s

As a young driver, you unfortunately qualify for the high risk category when applying for car insurance. Insurers recognise that you have little experience on the road and that you are the age group with the most accidents. They believe that you will be more likely to make a claim because of this.


Very few insurance companies offer temporary car insurance to under 18s because of this risk. If you are under 18 and looking for temporary car insurance, you should be aware that the affordability of your premiums will also be in question (if you do find a suitable car insurance quote).

Temporary Car Insurance Deals
ProviderCover TermMinimum and Maximum AgeSpecial FeaturesGet Quotes
1 - 28 days18 - 75Instant Car and Van Cover including motorhomes. Cover for Learner Drivers. Insurance documents immediately issued.Get Quotes >
1 - 28 days19 - 75Instant Car and Van Cover. Cover for Learner Drivers. Cover for vehicle hire and test drives. Insure someone else on your car. Insurance documents immediately issued.Get Quotes >

Most places will only offer annual car insurance, which can be a pretty expensive purchase for a young person to pay for. Although it seems like a challenge, there may be a few companies that can help you. Sifting through the plethora of insurance companies may seem daunting but it could be your only helpful option.


Alternatively, some under 18s can find temporary car insurance hassle free by going on their parents’ car insurance policy. This could be an option for you if it is only short term.


You may find that insurers are more inclined to offer car insurance to young drivers who:

  • Use a standard car with a small engine compared to a modified or ‘flashy’ car
  • Have fitted security devices/alarms
  • Can keep their cars in a garage or somewhere safe
  • Have taken an extra driving awareness course
  • Some companies offer car insurance rewards for students who obtain good grades at school, so work hard and rake in the benefits!


The best advice for young drivers is to exercise extreme caution while driving, as even one year without making any claims can bring down the cost of insurance substantially and will make insurance companies more likely to offer you affordable car insurance quotes.

Young Driver Car Insurance Quotes
ProviderCover TermMinimum and Maximum AgeSpecial FeaturesGet Quotes
1 - 90 days17 - 22Instant Car Insurance For Learner Drivers. Cover for Learner Drivers up to 90 days. Insurance documents immediately issued.Get Quotes >
12 Months17 to 25Great deals for young and learner drivers - Quotes from specialist brokers to help you find the cheapest dealGet Quotes >
7 days - 5 months17 - 40Immediate online policy for provisional license holders. Get FREE L-plates and Theory Test practice DVD when you take out a policy using code ‘FREEPLATE14’Get Quotes >
12 Months17 - 25Aged 25 or under with a full licence? Get an upfront discount in your first year when you add DrivePlus telematics to your policy. Underwritten by U K Insurance LimitedGet Quotes >
30 to 90 days17 - 34Practise in your family car with Marmalade’s Learner Driver Insurance. Marmalade Learner Insurance is a comprehensive policy, enabling learner drivers to practise in a family or friend's car, without risking the No Claims Discount of the vehicle owner. See Marmalade website for full details. Get Quotes >
12 Months17 - 27Marmalade’s unique Named Young Driver Insurance gives you the freedom to drive your parents’ car with your own fully comprehensive policy – without risking their No Claims Discount! Fully comprehensive cover, start earning your own No Claims Discount, no risk to the owner’s No Claims Discount, select cover for up to 5000 miles per year, cover is available on most cars worth at least £2,000 and up to insurance group 26. See Marmalade website for full details. Get Quotes >
12 Months17 - 24Affordable Black box insurance for young drivers with no curfews! Young drivers can drive without any curfews or restrictions. Start earning your own no claims discount with Marmalade's black box policy, covering both full licence holders and provisional drivers. See Marmalade website for full details. Get Quotes >