This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Temporary Medical Insurance

Temporary medical insurance, sometimes known as short term medical insurance, is usually intended to provide customers with appropriate medical cover if there is a gap in their usual insurance plan.

Like any other health insurance policy, a temporary insurance agreement is intended to provide customers with an appropriate level of care as stipulated in their agreement for a set period of time.

If you don’t have a stable income or a permanent income, a temporary medical insurance policy will cover you for up to 6 months.

There are a variety of different insurers that will each provide different insurance quotes for customers depending on their circumstances. As such, it is always worth carefully considering the exact level of cover that may be required depending upon the situation in question.

Our easy to use product comparison tables are a simple and quick way to begin medical insurance quotes.

Medical Insurance Quotes
ProviderOnline Quotes available?Special FeaturesGet Quotes
yesFast consultations – book a video consultation with a GP or specialist in minutes. Get dedicated cancer support - If you’re diagnosed with cancer, we’ll assign you a highly experienced Case Manager who’ll support you throughout your treatment and help you understand every step of the process.Get Quotes >
yesWith Comprehensive Cover No financial limits - so you'll have peace of mind that you won’t run out of funding for eligible treatment with the hospitals you’ve chosen as part of your policy and a fee assured consultant.Get Quotes >
yesSupportive care – with 24/7 telephone access to our nurses and counsellors through our medical helpline Health at Hand, we’re here for you no matter how late it is or however long it takes.Get Quotes >
yesRewards Programme Vitality Plus makes looking after your health more rewarding; the more you participate and improve your Vitality status the higher your discounts will be with Vitality reward partners, Eurostar, Mark Warner, Champneys and Cineworld.Get Quotes >

There are a number of different circumstances in which this form of insurance may be required, the following are some examples:


  • If an employee’s normal health insurance were to end along with their employment contract, some form of temporary medical insurance cover may be necessary
  • If an individual wished to travel to a foreign country, it is usually advisable to take out some short term medical insurance
  • Workers that are employed on a temporary basis may also require medical cover on a short term basis

There are several advantages to a temporary policy. As an alternative to a more long term or comprehensive insurance plan, temporary medical insurance may be considerably cheaper in the long term. Although they tend to be non-renewable, it may be possible in some circumstances to have a temporary medical insurance policy extended depending upon the circumstances.

If you feel you may require temporary health insurance it is recommended to approach several different providers in order to receive best possible medical insurance quote for your money.