Tenants Home Insurance

Tenants home insurance is important for protecting your belongings – these will not usually be covered under your landlord's home insurance policy. Find the right tenants home insurance policy for you and save money by comparing deals below. You can get quotes from many providers at once to see which offers the cheapest policy, or see our selection of the latest deals, get a quote and apply online:

Compare Home Insurance Quotes
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Compare a wide range of deals side-by-side to help you find the best cover at the best price.

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*10% of Confused.com home insurance customers saved over £256 against their previous renewal price (Oct-Dec 2012)

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Compare more than 87 insurance companies. 99% of people could save on home insurance and you could save as much as £116.32.
Compare - Latest Home Insurance Deals
ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
Rebuild Cost£50,000

40% no claim discount if you have been claim free for five years or more

Smaller discounts apply if you have been claim free for between one and four years. Discount doesn’t apply to home emergency or legal cover options. Minimum premiums apply.

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£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

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Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline, 12-month guarantee on repairs

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Up to 20% Online Introductory discount for new customers.

(See terms and conditions)

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Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

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Get quotes from over 65 home insurance brands in minutes, 25% of customers save up to £127.23, compare up to 30 policy features at once

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*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

Home insurance can be divided into two distinct categories of insurance; buildings cover and contents cover. Buildings cover provides insurance for the structure of the actual building itself and will is the responsibility of the landlord, while contents cover insures the belongings stored inside the building and is the responsibility of the tenant.

Contents insurance 
Home insurance should be taken out to insure things such as furniture, electrical goods and jewellery from theft or natural damage. If your property is furnished by the landlord and something is damaged or stolen, your contents insurance could cover this.

There are broadly speaking two types of contents home insurance that tenants should consider:

  • ‘New for Old’ polices will guarantee that if objects are damaged by an insured risk the insurance policy will pay the full price of replacement.
  • Indemnity policies are on the whole cheaper, but the amount of cover offered is reduced to being based on the damaged or stolen items' current value (their age and use) instead of their value brand new.

A great number of insurers provide tenants' home insurance, so it is important to look at a number of quotes to find the best deal.