Thatched Home Insurance

For those people living in a thatched home, insurance can seem to be an expensive proposition.  Because many insurance companies do not deal with these kinds of properties regularly they can tend to class them as being a higher risk then average properties and charge more for the buildings cover.

But with such a wide range of insurance providers in the market place, you're sure to find home insurance quotes that suit your situation, including thatched roof home insurance. See below to find our selection of specialist home insurance providers and see if they offer the cover you need.

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There are a number of reasons why thatched home insurance premiums may be higher then that paid by average households:

  • There is an increased risk of serious fire-related damage to the property and injury to the occupants because of the materials used
  • Birds and other animals such as rodents can cause serious damage to thatched roofs
  • The growth of moss and other plant life can exacerbate the risk of fire damage and damage caused by wildlife
  • The cost of repairing a thatched roof is very high when compared to those made out of more modern, conventional materials

There are a number of companies which will provide thatched home insurance so it is worth taking the time to shop around for home insurance quotes. Despite the reservations of insurance companies like those listed above, there are still hundreds of thousands of thatched homes needing insurance in the UK, with more being built every year.