Thatched Home Insurance

For those people living in a thatched home, insurance can seem to be an expensive proposition.  Because many insurance companies do not deal with these kinds of properties regularly they can tend to class them as being a higher risk then average properties and charge more for the buildings cover.

But with such a wide range of insurance providers in the market place, you're sure to find home insurance quotes that suit your situation, including thatched roof home insurance. See below to find our selection of specialist home insurance providers and see if they offer the cover you need.

Compare - Specialist Home Insurance Deals
ProviderOnline DiscountLevel of CoverSpecial OffersGet Quotes
10%Specialist cover for high value homes and contents10% discount when you buy onlineGet Quotes >
n/aSpecialist cover for unoccupied housesn/aGet Quotes >
n/aSpecialist cover for commercial propertiesn/aGet Quotes >
n/aSpecialist cover for flood, subsidence, unoccupied houses, people with adverse credit or refused cover, or other non-standard requirements.n/aGet Quotes >
n/aSpecialist cover for homes in Northern Irelandn/aGet Quotes >
Compare Home Insurance Quotes
Comparison WebsiteTotal Number of InsurersContents InsuranceBuilding InsuranceLandlord & Tenant InsuranceGet Quotes
40YesYesYesGet Quotes >
64YesYesYesGet Quotes >
80YesYesYesGet Quotes >

Compare - Latest Home Insurance Deals
ProviderOnline DiscountLevel of CoverSpecial OffersGet Quotes
20%Standard Buildings cover up to £1million; Standard Contents cover up to £50k. Higher limits available for additional premium.Save 30%, plus another 20% when you buy online.Get Quotes >
20%Standard Buildings cover up to £500k; Standard Contents cover up to £50kUp to 50% off if you haven't claimed in the last 5 years. (Includes 25% introductory discount and a 5 year No Claims Discount. Minimum premiums apply. Offer extended to 31.03.2012)Get Quotes >
n/aUnlimited Buildings cover with a Tesco Finest policy.Free Black & Decker Dustbuster with each policy. Exclusive discount for Clubcard holders and up to 5 years no claims discount.Get Quotes >
25%Standard Buildings cover up to £500k; Standard Contents cover up to £50kSpecialist home insurance for the over 50s. Save 25% online.Get Quotes >
20%Buildings insurance – unlimited sum insured to cover full rebuilding cost of your home12 months for the price of 9. Plus double NECTAR Points for 2 Years on Sainsbury's Shopping.Get Quotes >
Up to 20%Up to £500,000 rebuilding costs. Up to £2m plus legal costs. Up to the sum insured on contents 25% introductory discount plus save up to 20% when you buy online. No claims discount.Get Quotes >
20% First Year Discount - Use Promo Code 20OFFUp to £50,000 contents cover as standard. Up to £100,000 with Elite cover If you take out combined buildings and contents cover get a further 20% discountGet Quotes >
50%Standard Buildings cover up to £400,000; Standard Contents cover up to £50k. Higher limits available for additional premium.Save 50% when you apply onlineGet Quotes >
30%Standard Buildings cover up to £500k; Standard Contents cover up to £50k30% discount when you buy onlineGet Quotes >
20%Standard Buildings cover up to £750k; Standard Contents cover up to £99k20% discount when you buy onlineGet Quotes >
n/aQuote required - compares deals from a panel of insurers to find the best one for you.Guarantees to beat your renewal quote by at least £50.Get Quotes >

Compare - Latest Home Insurance Deals
ProviderOnline DiscountLevel of CoverSpecial OffersGet Quotes
20%Standard Buildings cover up to £1million; Standard Contents cover up to £50k. Higher limits available for additional premium.Save 30%, plus another 20% when you buy online.Get Quotes >
20%Standard Buildings cover up to £500k; Standard Contents cover up to £50kUp to 50% off if you haven't claimed in the last 5 years. (Includes 25% introductory discount and a 5 year No Claims Discount. Minimum premiums apply. Offer extended to 31.03.2012)Get Quotes >
n/aUnlimited Buildings cover with a Tesco Finest policy.Free Black & Decker Dustbuster with each policy. Exclusive discount for Clubcard holders and up to 5 years no claims discount.Get Quotes >
25%Standard Buildings cover up to £500k; Standard Contents cover up to £50kSpecialist home insurance for the over 50s. Save 25% online.Get Quotes >
20%Buildings insurance – unlimited sum insured to cover full rebuilding cost of your home12 months for the price of 9. Plus double NECTAR Points for 2 Years on Sainsbury's Shopping.Get Quotes >
Up to 20%Up to £500,000 rebuilding costs. Up to £2m plus legal costs. Up to the sum insured on contents 25% introductory discount plus save up to 20% when you buy online. No claims discount.Get Quotes >
20% First Year Discount - Use Promo Code 20OFFUp to £50,000 contents cover as standard. Up to £100,000 with Elite cover If you take out combined buildings and contents cover get a further 20% discountGet Quotes >
50%Standard Buildings cover up to £400,000; Standard Contents cover up to £50k. Higher limits available for additional premium.Save 50% when you apply onlineGet Quotes >
30%Standard Buildings cover up to £500k; Standard Contents cover up to £50k30% discount when you buy onlineGet Quotes >
20%Standard Buildings cover up to £750k; Standard Contents cover up to £99k20% discount when you buy onlineGet Quotes >
n/aQuote required - compares deals from a panel of insurers to find the best one for you.Guarantees to beat your renewal quote by at least £50.Get Quotes >

There are a number of reasons why thatched home insurance premiums may be higher then that paid by average households:

  • There is an increased risk of serious fire-related damage to the property and injury to the occupants because of the materials used
  • Birds and other animals such as rodents can cause serious damage to thatched roofs
  • The growth of moss and other plant life can exacerbate the risk of fire damage and damage caused by wildlife
  • The cost of repairing a thatched roof is very high when compared to those made out of more modern, conventional materials

There are a number of companies which will provide thatched home insurance so it is worth taking the time to shop around for home insurance quotes. Despite the reservations of insurance companies like those listed above, there are still hundreds of thousands of thatched homes needing insurance in the UK, with more being built every year.