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Top Up Credit Card

Top Up Credit CardTop Up Credit Card

A top up credit card allows you to keep control of your spending by only letting you spend what you have. Your top up credit card works like a pay as go phone – you have to load credit onto it before you can use it. Features of top up credit cards include:

  • Helping you to rebuild your credit rating
  • No interest to pay
  • Most implement annual fee, purchase cost or transaction charges
  • You can’t get into debt with them
  • They’re safer than carrying cash

Because different providers charge different amounts and offer various benefits, it is important to compare top up credit card deals to make sure you get the best one for you.


Card Initial
Fee
Monthly
Fee
Withdrawal
Fee (UK)
Virgin Money Virgin Prepaid Mastercard   Virgin Money Virgin Prepaid Mastercard
£9.95 £4.75 £1.50 APPLY
Add upto 4 different cardholders to your account and make the most of great discounts and offers from Virgin.
Newcastle Building Society Freedom Eagle Cash Card – Prepaid MasterCard   Newcastle Building Society Freedom Eagle Cash Card – Prepaid MasterCard
£9.99 None £1.50 APPLY
£650 maximum turnover without providing any ID. £3,000 maximum balance for verified cardholders.
My Cashplus Cashplus Prepaid Gold MasterCard   My Cashplus Cashplus Prepaid Gold MasterCard
£4.95 £4.95 £0.99 APPLY
The first UK prepaid card that could help you establish or build your credit rating at no extra cost and to offer free Purchase Protection on purchases
Newcastle Building Society The Aspinall Maestro Prepaid Card   Newcastle Building Society The Aspinall Maestro Prepaid Card
None None £2.00 APPLY
Applicants must top up a minimum of £10 when applying for this card. Receive exclusive discounts at the park and at other attractions nationwide!
Newcastle Building Society FairFX Currency Card   Newcastle Building Society FairFX Currency Card
£9.95 None £1.00 APPLY
choose between dollar and euro card options. Pay £0 application fee when your intial load is over £500!

Card Initial
Fee
Monthly
Fee
Withdrawal
Fee (UK)
Newcastle Building Society FairFX Currency Card   Newcastle Building Society FairFX Currency Card
£9.95 None £1.00 APPLY
choose between dollar and euro card options. Pay £0 application fee when your intial load is over £500!
Newcastle Building Society White Eagle Maestro Prepaid Card   Newcastle Building Society White Eagle Maestro Prepaid Card
£4.95 £3.95 £0.95 APPLY
£5000 or €7500 maximum card balance and 24 month validity.


Disclaimer All credit card APRs, features, charges, benefits and other information listed by Fair Investment Company Ltd represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the credit card agreement fully and carefully before making any agreement.