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Tracker Mortgages Lenders

2 Year TRACKER deal »NatWest Mortgages

Call NatWest FREE on 0800 158 2934

1.84%Reverts to 3.99% after 2 years

Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Compare Tracker Mortgage Lenders

To find the most competitive deal, you may wish to use our comparison tables to compare a select range of mortgage lenders and Tracker mortgage offers:

About you
Your income
Partner income
Income = £90,000
This calculates your maximum loan
Your property
Property value
Your deposit
Borrow = £187,500
Your loan to value (LTV) = 75%
Your mortgage
Mortgage Type
Payment Method
Payment Term

No mortgages were found which match these requirements. Please use the search form above to find mortgages which suit your precise requirements.

In a Tracker mortgage deal, your lender will use the Bank of England base rate to determine a standard variable rate and it is this rate that you will have to pay on top of your monthly mortgage repayments.

The lender’s standard variable rate of interest is subject to change, in line with the Bank of England base rate and this means that the interest you pay may increase or decrease. It is advisable to compare as many lenders and mortgage deals as possible in order to find the best Tracker mortgage deal for you.


Pros and Cons of Tracker Deals

Firstly, the interest rate you pay may begin at a low level if the base rate goes through a sustained period of falling, and you may end up saving yourself money in the long term.

Of course, if the base rate and stayed high for a substantial period of time were to rise there is the possibility that you could end up paying a lot more than you would for a fixed rate or standard variable mortgage deal.

Some lenders’ tracker mortgage deals may require an early redemption fee if you should manage to pay off the mortgage relatively near the beginning of the policy’s lifetime.

So perhaps tracker mortgage deals are best suited to those whose budgets are not particularly tight, and so can afford variations in the amount they are repaying.

Once you have chosen the right Tracker mortgage lender and deal for you, you should decide your preferred method of repayment. The options are:

Repayment – this method consists of straight forward monthly payments that include the interest you owe on top a pre-agreed monthly sum of mortgage repayments.

Interest Only – this method consists solely of monthly payments of the interest you owe and you have to make separate payments into an ISA to repay your mortgage loan at the end of its term.


The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker