UK Loan

Compare & apply online today for a UK Loan for any purpose

Whether you looking to buy a new car, make some home improvements or consolidate existing debt make sure you get the right loan deal.

Featured Loan Deals
LenderMin - Max LoanCredit HistoryRepresentative APRTermApply
£20,000 - £25,000Good Credit Only6.90%1 to 5 YearsGet Quotes >
  • Get a quick quote - no impact on your credit rating
  • Fixed rate
  • No set up charges or hidden fees
  • Available to existing Natwest current account holders only
  • Must be aged 18
  • Good Credit History
Representative Example: Borrow £20,000 over 5 years at a Representative APR of 6.90% paying £393.11 per month will result in a total sum of £23,586.60 over the loan term.
£20,000 - £14,950Good Credit Only6.90%1 to 5 YearsGet Quotes >
  • Get a quick quote - no impact on your credit rating
  • Fixed rate
  • No set up charges or hidden fees
  • Available to existing RBS current account holders only
  • Must be aged 18
  • Good Credit History
Representative Example: Borrow £20,000 over 5 years at a Representative APR of 6.90% paying £393.11 per month will result in a total sum of £23,586.60 over the loan term.
Latest Loan Deals Selection
ProviderLoan AmountCredit HistoryRates FromTerm 
£1,000 to £25,000Good Credit Only3.3%

APR
Representative

(£7,500-£15,000)

1 year to 5 yearsGet Quotes >
  • Quote takes 3 minutes (Won't affect your credit score)
  • Money can be with you within 3 working days
  • Voted most trusted loan provider (Moneywise customer service awards 2010 - 2015)
  • Must be aged 18
  • UK Resident with a UK bank account

Representative Example: The Representative APR is 3.3%. A loan of £7,500 over 36 months at a fixed rate of 3.0% pa and a fee of £30 will cost £218.94 per month and a total amount repayable of £7,881.84.

£7,500 to £20,000Good Credit Only3.6%

APR
Representative

(£7,500-£20,000)

1 to 5 YearsGet Quotes >
  • Fixed Interest Loan Rate
  • Instant Online Decision
  • Must be aged 21
  • No CCJs or IVA in the last 6 years
  • Permanently resident in England, Wales, Scotland or Northern Ireland

Representative Example: The Representative APR is 3.6%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.6% p.a. (fixed). Monthly repayment £182.28 & total repayable £10,936.80.

£2,500 to £15,000Good Credit Only3.5%

APR
Representative

(£7,500-£15,000)

2 years to 5 yearsGet Quotes >
  • 10 minute online quote, instant decision
  • Money can be with you within 48 hours
  • No arrangement, over payment or early repayment fees
  • Must be aged 21 or over
  • UK Resident with a UK bank account

Representative Example:  The Representative APR is 3.5%. A loan of £7,500 over 36 months at a fixed rate of 3.5% pa will cost £219.58 per month and a total amount repayable of £7,904.88.

£1,000 to £20,000All Credit Histories Considered49.7%

APR
Representative

1 to 4 YearsGet Quotes >
  • Rebuild Your Credit
  • Interest rates start from 9.3% APR
  • Instant Online Decision using 'soft' credit searches (Won't affect your credit score)
  • Funds as soon as same day
  • No arrangement fees or early repayment charges
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 49.7% (fixed). If you borrow £3,000 over 3 years at a rate of 41.0% per annum (fixed) you will repay £146.09 per month & £5,259.11 in total.

£1,000 to £20,000All Credit Histories Considered99.90%

APR
Representative

1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

Our Loan Calculator allows you to compare loan offers from leading UK lenders. Whatever you want a UK loan for it is worth taking the following factors into consideration:

  • Credit rating - A bad credit rating may affect the rate available
  • APR - Interest rates can vary greatly so compare the market
  • Time available - Some loans are for a limited period so make sure you can pay it back in this time or you could face penalties

 Use our FREE loan calculator to compare UK loan offers and rates and decide which is the best for you.

 

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Homeowner Loan Deal of the Month - Good Credit History
ProviderMin - Max LoanCredit HistoryAPRTermMax LTVApply
  4.45%3 to 25 Years Get Quotes >
  • Interest Rates from 4.45%
  • Market leading homeowner loan deal
  • Homeowners only
  • Must be aged 18

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC.

  49.7%

APR
Representative

1 to 4 Years Get Quotes >
  • Rebuild Your Credit
  • Interest rates start from 9.3% APR
  • Instant Online Decision using 'soft' credit searches (Won't affect your credit score)
  • Funds as soon as same day
  • No arrangement fees or early repayment charges
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 49.7% (fixed). If you borrow £3,000 over 3 years at a rate of 41.0% per annum (fixed) you will repay £146.09 per month & £5,259.11 in total.

  99.90%

APR
Representative

1 to 2 Years Get Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Guarantor Loans - Loans under £7,500
ProviderLoan AmountCredit HistoryRates FromTerm 
£1,000 to £10,000All Credit Histories Considered37.9%

APR
Representative

(£5,000-£10,000)

1 to 5 YearsGet Quotes >
  • Guarantor Loans - Your guarantor can be a homeowner or a tenant
  • Fixed monthly repayments
  • Can be used for a car loan
  • Easy online process - Fast decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 37.9% (Fixed) - Based on an assumed loan amount of £6000 over 5 years, representative 37.9% APR. Monthly payment £203.81. Annual interest rate 32.6% (fixed). Interest payable £6,228.60. Total repayable £12,228.60.

£1,000 to £7,500All Credit Histories Considered39.9%

APR
Representative

(£3,000-£7,500)

1 to 5 YearsGet Quotes >
  • Guarantor Loans - Your guarantor can be a homeowner or a tenant
  • Fixed monthly repayments
  • Can be used for a car loan
  • Easy online process - Fast decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 39.9% (Variable) - Based on an assumed loan amount of £4000 over 3 years, representative 39.9% APR. Monthly payment £178.69. Annual interest rate 34% variable. Interest payable £2432.75. Total repayable £6,432.75.

Fair Investment Company is independent and provides a selection of some of the leading loan deals available. Our service does not compare or contrast all of the loan deals currently available in the market. If you would like to arrange any of the products shown in the table please click on the “Apply” link which will take you to the provider’s website where you will be able to view further details of the product and apply online.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.