The Ulster Bank credit card range offers two options, which provide different benefits and features, depending on your circumstances and needs. With an Ulster Bank credit card, you can choose from:

  • Ulster Bank Visa/MasterCard
  • 0% interest introductory period on balance transfers and purchases
  • Competitive APR
  • No annual fee
  • Introductory period of interest-free credit
  • Free travel accident insurance

Ulster Bank gold card

  • More competitive APR
  • Free travel insurance
  • Free extended warranties
  • You must earn £20,000 a year or more to apply
  • Free legal and medical helpline

Before you decide if the Ulster Bank credit card is right for you, compare it with other leading UK provider by using our free comparison calculator.

Top Deals
ProviderBalance TransfersPurchasesRepresentative APR (Variable)Apply
0% for 16 months
1.99% fee
0% for 6 months15.8%Apply Now >
Virgin Money All Round Credit Card (Issued by MBNA Europe Bank)
Representative Example: Representative 15.8% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 15.8%

  • Discounts on holidays, experiences, days out and more
  • Contactless payment for purchases up to £15
  • Paperless statements
  • No annual fee
0% for 9 months
2.90% fee
0% for 15 months16.9%Apply Now >
Tesco Bank Clubcard Credit Card MasterCard (Issued by Tesco Bank)
Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 16.9%

  • Earn points when you spend
  • Collect 1 Clubcard point for every £4 you spend anywhere in the world
  • Collect 5 points for every £4 you spend on fuel at Tesco filling stations
  • 10 customers will win £1,500 towards the cost of Christmas
  • No annual fee
0% for 13 months
2.89% fee
0% for 13 months18.9%Apply Now >
Virgin Money Purchase Credit Card (Issued by MBNA Europe Bank)
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 18.9%

  • Discounts on holidays, experiences, days out and more
  • Contactless payment for purchases up to £15
  • Paperless statements
  • No annual fee
0% for 20 months
2.99% fee
0% for 3 months16.8%Apply Now >
Virgin Money Balance Transfer Credit Card MasterCard (Issued by MBNA Europe Bank)
Representative Example: Representative 16.8% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 16.8%

  • Discounts on holidays, experiences, days out and more 
  • Contactless payment for purchases up to £15
  • Paperless statements
  • No annual fee

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.

 

* See Credit Card Provider Terms & Conditions

0% Bal. Transfer
ProviderBalance TransfersPurchasesRepresentative APR (Variable)Apply
0% for 22 months (maximum balance transfer: £3,000)
3.50% fee
0% for 3 months 17.9%Apply Now >
Halifax Balance Transfer Credit Card (Issued by Halifax)
Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 17.95%

  • A long introductory interest free period to help you manage your existing credit
  • Manage your account online
  • No annual fee
  • You must have an annual income of £20,000 or more to apply
0% for 20 months
2.99% fee
0% for 3 months16.8%Apply Now >
Virgin Money Balance Transfer Credit Card MasterCard (Issued by MBNA Europe Bank)
Representative Example: Representative 16.8% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 16.8%

  • Discounts on holidays, experiences, days out and more 
  • Contactless payment for purchases up to £15
  • Paperless statements
  • No annual fee
0% for 16 months
1.99% fee
0% for 6 months15.8%Apply Now >
Virgin Money All Round Credit Card (Issued by MBNA Europe Bank)
Representative Example: Representative 15.8% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 15.8%

  • Discounts on holidays, experiences, days out and more
  • Contactless payment for purchases up to £15
  • Paperless statements
  • No annual fee
0% for 15 months
3.50% fee
0% for 15 months17.9%Apply Now >
Halifax All in One MasterCard (Issued by Halifax)
Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 18.0%
The APR and length of the promotional offer are dependent on your personal circumstances.

  • You don't have to choose between 0% on balance transfers and purchases
  • No annual fee
  • Discounts on travel, entertainment and shopping 

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.

 

* See Credit Card Provider Terms & Conditions

0% on Purchases
ProviderBalance TransfersPurchasesRepresentative APR (Variable)Apply
0% for 9 months
2.90% fee
0% for 15 months16.9%Apply Now >
Tesco Bank Clubcard Credit Card MasterCard (Issued by Tesco Bank)
Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 16.9%

  • Earn points when you spend
  • Collect 1 Clubcard point for every £4 you spend anywhere in the world
  • Collect 5 points for every £4 you spend on fuel at Tesco filling stations
  • 10 customers will win £1,500 towards the cost of Christmas
  • No annual fee
0% for 13 months
2.89% fee
0% for 13 months18.9%Apply Now >
Virgin Money Purchase Credit Card (Issued by MBNA Europe Bank)
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 18.9%

  • Discounts on holidays, experiences, days out and more
  • Contactless payment for purchases up to £15
  • Paperless statements
  • No annual fee
0% for 12 months
3.00% fee
0% for 12 months17.9%Apply Now >
Bank of Scotland All in One MasterCard (Issued by Bank of Scotland)
Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 18.0%

  • No annual fee

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.

 

* See Credit Card Provider Terms & Conditions