Latest Savings Commentary

Income is king

Oliver Roylance-Smith / 15 May 2012

Investing for income is always a popular investment theme, never more so than in recent months with income solutions ruling the roost over the ISA season for both the cash ISAs and investment ISAs. ... Read more

7% potential annual income, capital protected

Oliver Roylance-Smith / 10 May 2012

"The latest Fair Investment Income Deposit Plan offers capital protection plus the potential to earn 7% for each year the FTSE 100 remains between 4,500 and 7,000 points (yesterday’s clos... Read more

The savings dilemma and the rise of alternatives

Oliver Roylance-Smith / 01 May 2012

The economic landscape continues to create a real dilemma for savings and put a spotlight on the fixed rate bond. With yields on these lowering amid continued pressures on getting the most out of yo... Read more

Ulster Bank Current Account

Ulster Bank Current Accounts Compared

Ulster Bank's current account offers include a number of benefits.

Ulster bank offers a variety of current accounts:

Step Current Account

A basic current account
Pay bills automatically
Easy access to your cash
Have your income paid direct into your account
Arrange direct debits and standing orders.

Standard Current Accounts

This type of current account allows you to earn interest when you are in credit
Overdraft are available if necessary
Standing orders and direct debit arrangements can be set up so you can pay bills
No fees for making transactions but there are charges for additional services
Telephone banking and online banking is available 24 hours a day as well as monthly statements if you prefer

The tables below feature some more of the best current account deals around at the moment.

Latest Current Account Deals

	Account	Interest (AER)	Overdraft Rate	Funding Required*	Fee pm	Features	Apply
Santander	Santander 123 Current Account	Up to 3%	0.0%	£500 pm	£2	Earn cashback on household bills. 3% AER on balances over £3000	More Info >
Halifax	Rewards Current Account	0.00%	Daily fees on agreed overdrafts	£0.00	Nil	£5 cashback every month you deposit £1,000.	More Info >
Barclays	Barclays Bank Account	0.0%	19.30%	£0.00	Nil	Telephone and Online Banking - Simply, free and easy to use	More Info >
Barclays	Barclays Current Account Plus	0.0%	18.30%	£300.00	£5pm	Benefits include mobile phone insurance, cardholder protection and much more for £6.50 per month.	More Info >
Barclays	Barclays Additions Active	0.0%	18.30%	£300.00	£15	Benefits include Travel Insurance, mobile phone insurance, breakdown cover and much more for £15 per month.	More Info >
HSBC	HSBC Current Account	0.0%	19.90 %	£500	Nil	Overdraft, award-winning online banking, access to 4% savings account	More Info >
NatWest	Select Account	0%	19.89%	£0.00	Nil	A flexible current account for day-to-day banking. Overdraft (subject to eligibility) - extra breathing space for your finances. Over 18s only.	More Info >
NatWest	Advantage Gold	0.0%	19.49%	£100.00	£12.95	For the third year running, the independent financial research company Defaqto gave Advantage Gold their 5 Star rating for product features, benefits and charges (February 2011).	More Info >
RBS	Royalties Gold	£0.00	19.24%	£100.00	£12.95	Mobile phone insurance - includes iPhones; Green Flag car breakdown cover - even on your driveway; Annual world wide travel insurance - includes winter sports.	More Info >
RBS	Select Current Account	0%	19.89%	£0.00	Nil	A flexible current account for day-to-day banking. Overdraft (subject to eligibility) - extra breathing space for your finances. Over 18s only.	More Info >
Nationwide	Nationwide Flex Account	0%	18.9%	£700 per month	Nil	Preferential rates on savings and loans. Free European travel insurance, discounts on home insurance. No monthly fee. (Pay in a minimum of £750 per month to get the benefits.)	More Info >

*Some current accounts require customers to pay in a minimum amount each month.

**See Terms and Conditions

Compare Current Accounts

Before committing to a particular current account, it is important to compare different banks and building societies, in order to find the some that most suits you. Use our comparison tables to compare a range of current accounts.

Switch Current Accounts

It is relatively easy to switch current accounts between your bank or building society. In 2013 all banks and building societies will be able to switch your account within seven working days, including all standing orders and direct debit arrangements.