Ulster Bank Fixed Rate Bonds

Compare Fixed Rate Bond Rates

Ulster Bank fixed rate bonds aim to keep your money safe, while giving you competitive and guaranteed returns.

Before you choose an Ulster Bank fixed rate bond, why not compare some of the UK's most competitive fixed term deposit accounts in our comparison table below: 

Fixed Rate Bond Selection
ProviderAccountInterest Rate (AER)TermApply
2.85% to 3.85%5 yearApply Now >
  • Earn 2.85% in first 3 years then 3.85% AER for next 2 years
  • Manage your account online or by telephone
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Minimum opening balance of £25,000
  • No early withdrawals
2.91%4 YearsApply Now >
  • Earn 2.91% gross/AER fixed for 4 years
  • Save from £1,000 - £250,000
  • Monthly and annual interest options
  • Online savings account 
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals allowed
  • Bond designed to be held for full term
2.65%3 YearApply Now >
  • Manage your account online or by telephone
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Minimum opening balance of £25,000
  • No early withdrawals
2.60%
minimum
3 YearApply Now >
  • Bank of England Base Rate +1.00% subject to a minimum of 2.60% AER
  • Manage your account online or by telephone
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Minimum opening balance of £25,000
  • No early withdrawals
2.50%3 yearsApply Now >
  • Minimum opening balance of £1,000, up to a maximum balance of £1,000,000
  • Interest paid annually
  • Available as a single or joint account
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
2.35%2 YearApply Now >
  • Manage your account online or by telephone
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Minimum opening balance of £25,000
  • No early withdrawals
1.95%1 YearApply Now >
  • Manage your account online or by telephone
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Minimum opening balance of £25,000
  • No early withdrawals
1.65%1 YearApply Now >
  • Save from £20,000 
  • Interest paid semi-annually
  • Apply online 
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Over 18s only
  • UK residents only
  • No withdrawals or additional deposits

1%18 MonthsApply Now >
  • Open to new and existing customers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • No withdrawals or additional deposits allowed
  • £5,000 minimum deposit
0.75%9 MonthsApply Now >
  • Open to new and existing customers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • No withdrawals or additional deposits allowed
  • £5,000 minimum deposit
Short Term Fixed Rate Bonds (0-2 years)
ProviderAccountInterest Rate (AER)TermApply
1.95%1 YearApply Now >
  • Manage your account online or by telephone
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Minimum opening balance of £25,000
  • No early withdrawals
1.85%1 YearApply Now >
  • Earn 1.85% gross/AER fixed for 1 year
  • Interest paid monthly or on maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be a UK resident and aged 18 or older
  • £2,000 minimum deposit
  • Penalty for early withdrawal
1.30%2 yearsApply Now >
  • Earn 1.30% gross/AER fixed for 2 years
  • Deposits are 100% guaranteed by Santander UK plc
  • Interest can be paid gross - subject to eligibility
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • No withdrawals allowed during the term
  • Minimum deposit of £50,000
1.00%1 yearApply Now >
  • Earn 1.00% gross/AER fixed for 1 year
  • Deposits are 100% guaranteed by Santander UK plc
  • Interest can be paid gross - subject to eligibility
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • No withdrawals allowed during the term
  • Minimum deposit of £50,000
1%18 MonthsApply Now >
  • Open to new and existing customers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • No withdrawals or additional deposits allowed
  • £5,000 minimum deposit
0.75%9 MonthsApply Now >
  • Open to new and existing customers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • No withdrawals or additional deposits allowed
  • £5,000 minimum deposit

Like most fixed rate deals, Ulster Bank fixed rate bonds offer:

  • A range of terms to choose from
  • No maximum balance
  • Fixed interest rates

Ulster Bank offer a short term money market rates service - they can quote an interest rate before you place your funds. For more information you will need to contact your local Ulster Bank branch for latest Money Desk Deposit interest rates. With this service you have the option of short term fixed interest rates - giving you peace of mind knowing that your interest rate will not change during the term. Flexible terms - a wide range of fixed-term options from 1 week to 1 year. There is no maximum balance - so there are no upper limits on how much you can hold on deposit. For terms of less than 6 months the minimum balance is £10,000. For terms of 6 months or more the minimum balance is £2,500.