Unfair Credit Card Charges

Unfair Credit Card Charges
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Reclaim Unfair Credit Card Charges »

If you think that you have been a victim of unfair credit card charges, there is now government legislation that can help you recoup the money you have paid out. To reclaim any unfair credit card charges, follow the steps outlined below:

Check your credit card statement under ‘new transactions’ – this will be where you will find any additional charges made to your account
Write a letter stating that you want a refund of the charges
If you haven’t received a reply within two weeks offering a full or partial refund or rejection, you should write again, setting a deadline for the credit card company’s response and threatening small claims court action
Consider taking your complaint to the small claims court if you are still unsatisfied with the response from your credit card company
Use an intermediary company that does all the work for you

Unfair credit card charges can be traced back to a period of up to six years. Remember, if you start an independent claim, you are liable for the costs incurred. Amounts under £5,000 will be heard in the small claims court and you will not incur the credit card company’s legal costs.

We can put you in touch with Claims Financial, a company that specialises in reclaiming unfair credit card charges, providing: