This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more
first time buyer mortgage

Most money lenders in the UK will offer Payment Protection Insurance (PPI) when you take out a mortgage. Mortgage PPI is a policy that promises to pay your monthly mortgage payments in the event that you become ill or unemployed and cannot afford them.


Unfortunately many of these policies tend to be unfair mortgage protection insurance policies, because they are missold to people who either don’t need them or don’t fully understand them.


There are thousands of cases every year in which people try and claim on PPI policies that they have taken out on mortgages, loans or credit cards, only to find that an exclusion cause that they were not aware if prevents their claim from being successful. In fact, a recent Citizens Advice Bureau survey found that a massive 85% of people who have tried to claim on their PPI policies have been refused.


Payment Protection Insurance can add anything from 13% to a huge 56% to the cost of a credit agreement, and the CAB estimates that, in the UK, more than 20 million PPI policies are in force, generating in excess of £5 billion in annual premiums for insurers.


If you think you have been a victim of unfair mortgage protection insurance, complete our form - see link below:


FREE Pack - Mortgage Insurance Complaint


The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker