Unit Trusts
Find out more about Unit Trusts here...
A Unit Trust is an open ended collective investment scheme divided into units with each unit representing a fraction of the total underlying investment.
| Barclays Wealth Regular Income Bond |  | 7.75% pa** | |
| 5 Year Structured Income Bond with an annual yield of 7.75% or monthly at 0.63%. Can be used for ISA transfers & SIPP investment up to £500,000. |
| Investec Guaranteed FTSE 100 Income Plan | | 6.40% pa**** | |
| 5 Year Capital Protected Structured Income Bond with an annual yield of 6.40%,a quarterly yield of 1.55% or a monthly yield of 0.5%. |
| Invesco Perpetual Corporate Bond Fund | | 6.77%* | |
| This highly popular investment fund aims to achieve a high level of overall return with relative security to capital. Income Paid to you twice yearly. Up to a 100% Discount off the Standard Initial Fund Charge. |
| Artemis Income Fund | | 5.40%* | |
| One of the leading UK Equity Income Funds. The Fund managers hunt out companies with strong free cash flow and solid balance sheets. Income is paid to you twice yearly. 100% Discount off the Standard Initial Fund Charge. |
| Jupiter Corporate Bond Fund | | 5.10%* | |
| The Jupiter Corporate Bond aims to achieve a high level of income with the opportunity for capital growth, through mainly investing in fixed interest securities. Income is paid to you twice yearly. 87.5% Discount off the Standard Initial Fund Charge. |
| Invesco Perpetual High Income Fund | | 4.68%*** | |
| One of the UK's most popular income funds, the Invesco Perpetual High Income has delivered consistently good long term returns through a variety of market conditions. Income is paid to you twice yearly. Up to a 100% Discount off the Standard Initial Fund Charge. |
*Current Income Yields are Gross, Variable & Not Guaranteed
**Guaranteed gross income. May be taxable outside of an ISA
***Historic Yield reflects distributions declared over the past 12 months as a percentage of the mid-market price of the fund as at March 2009.
****Regular income payments, provided FTSE 100 does not halve at any time during the investment period.
Disclaimer (Please Read)
Please bear in mind that:
- Investment ISAs are designed as medium to long term investments, for example at least five years.
- The value of your investment and the level of any income received from it can fall as well as rise and is not guaranteed and you may not get back the amount of your original investment.
- The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
- The list of funds provided above should not be seen in any way as being a recommendation. No advice has been given and you should be aware that any investment which takes place will be transacted on an “execution only” basis.
- Full details of the funds, including investment performance statistics and risk profile will be provided in the documentation/brochure sent to you and it is up to you to ensure that you fully understand the nature of investment before proceeding. If you are at all unsure of the suitability of the type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.
- Any income yield quoted is correct at the time of going to press. Income yields vary and are only estimates. The actual dividend income that you receive will depend upon the income payable by the underlying assets of the fund and could change, either up or down, at any time. Dividend income from an ISA will, under current legislation, be free of UK income tax. Dividend income paid from a fund not held within an ISA will be subject to income tax, which may or may not be reclaimable depending upon your circumstances and the type of investment. In some cases, there may be additional income tax to pay.
- If you choose a fund which invests overseas, there is the addition of “exchange rate” risk which could reduce any gains or increase losses if the currency moves against you.
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| Morgan Stanley FTSE Gilt-Backed Best Entry Growth Plan | | £3,000 | |
| Return is five times any rise in FTSE index at maturity, up to a maximum of 45%. |
| Barclays Defined Returns Plan | | £3,600 | |
| This capital protected plan has a choice of investment terms of 3,4,or 5 years offering a maximum return of 43%. |
| Barclays Defined Returns (Annual Kick-Out 100) Plan | | £3,600 | |
| The 5 year Growth Plan offers an opportunity for attractive pre-defined returns at 10% a year. |
| Barclays Protected FTSE Plan | | £3,600 | |
| Return is twice any rise in FTSE index at maturity, up to a maximum of 50%. Capital protected investment plan. |
| Morgan Stanley FTSE Defensive Gilt-Backed Growth Plan | | £3,000 | |
| The 3 year Growth Plan offers an opportunity for attractive pre-defined returns at 7% a year. |
| Barclays Super Tracker - Dual Option | | £3,600 | |
| This 5 year investment plan is can be linked to either the UK FTSE index or the US S&P index and offers the opportunity for returns of up to 100%. |
Disclaimer (Please Read)
Please bear in mind that:
- Investment ISAs are designed as medium to long term investments, for example at least five years.
- The value of your investment and the level of any income received from it can fall as well as rise and is not guaranteed and you may not get back the amount of your original investment.
- The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
- The list of funds provided above should not be seen in any way as being a recommendation. No advice has been given and you should be aware that any investment which takes place will be transacted on an “execution only” basis.
- Full details of the funds, including investment performance statistics and risk profile will be provided in the documentation/brochure sent to you and it is up to you to ensure that you fully understand the nature of investment before proceeding. If you are at all unsure of the suitability of the type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.
- Any income yield quoted is correct at the time of going to press. Income yields vary and are only estimates. The actual dividend income that you receive will depend upon the income payable by the underlying assets of the fund and could change, either up or down, at any time. Dividend income from an ISA will, under current legislation, be free of UK income tax. Dividend income paid from a fund not held within an ISA will be subject to income tax, which may or may not be reclaimable depending upon your circumstances and the type of investment. In some cases, there may be additional income tax to pay.
- If you choose a fund which invests overseas, there is the addition of “exchange rate” risk which could reduce any gains or increase losses if the currency moves against you.
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| Ecclesiastical Amity Sterling Bond | | From £25 Per Month | |
| This income fund with an attractive distribution yield pays income quarterly. Amity Fund Managers actively seek companies contributing to a safer, cleaner world - positive screening - rather than relying solely on negative screening of undesirable companies. |
| Jupiter Ecology Fund | | From £50 Per Month | |
| The objective of the Fund is to achieve long-term capital appreciation together with a growing income consistent with a policy of promoting environmental and social change. |
| Jupiter Enviromental Income Fund | | From £50 Per Month | |
| The Fund aims to provide income and long-term capital growth through investment primarily in UK equities, focusing on good governance companies. |
| Virgin Money Climate Change Fund | | From £50 Per Month | |
| ISA Option Only. The Virgin Climate Change ISA invests in Companies (mainly in the UK & Europe) who aim to drive profit growth |
| Ecclesiastical Amity International Fund | | From £25 Per Month | |
| The objective of this Fund is to achieve long term capital growth with a reasonable level of income primarily through a diversified portfolio of European equities. This Fund provides the opportunity to invest in European companies with strong socially responsible policies. |
*Total 5 Year Return (Standard & Poors)
Disclaimer (Please Read)
Please bear in mind that:
- Investment ISAs are designed as medium to long term investments, for example at least five years.
- The value of your investment and the level of any income received from it can fall as well as rise and is not guaranteed and you may not get back the amount of your original investment.
- The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
- The list of funds provided above should not be seen in any way as being a recommendation. No advice has been given and you should be aware that any investment which takes place will be transacted on an “execution only” basis.
- Full details of the funds, including investment performance statistics and risk profile will be provided in the documentation/brochure sent to you and it is up to you to ensure that you fully understand the nature of investment before proceeding. If you are at all unsure of the suitability of the type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.
- Any income yield quoted is correct at the time of going to press. Income yields vary and are only estimates. The actual dividend income that you receive will depend upon the income payable by the underlying assets of the fund and could change, either up or down, at any time. Dividend income from an ISA will, under current legislation, be free of UK income tax. Dividend income paid from a fund not held within an ISA will be subject to income tax, which may or may not be reclaimable depending upon your circumstances and the type of investment. In some cases, there may be additional income tax to pay.
- If you choose a fund which invests overseas, there is the addition of “exchange rate” risk which could reduce any gains or increase losses if the currency moves against you.
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| Childrens Savings | £10 per month | |
| Up to £25 FREE Boots Voucher When you set up a Direct Debit Online. |
| Invesco Perpetual Children's Fund | £20 Per Month | |
| The Invesco Perpetual Children's Fund aims to achieve longer term capital growth through a portfolio of investments in UK companies. |
| Share Trading Account Plus | N/A | |
| Trade in a wide variety of investment options including International Equities, Warrants and Covered Warrants. Frequent traders get a reduced rate of £9.95 |
| Trade Gold Online | N/A | |
| Buy gold, own, and sell professional gold bars at current gold prices - from one gram up |
Disclaimer (Please Read)
Please bear in mind that:
- Investment ISAs are designed as medium to long term investments, for example at least five years.
- The value of your investment and the level of any income received from it can fall as well as rise and is not guaranteed and you may not get back the amount of your original investment.
- The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
- The list of funds provided above should not be seen in any way as being a recommendation. No advice has been given and you should be aware that any investment which takes place will be transacted on an “execution only” basis.
- Full details of the funds, including investment performance statistics and risk profile will be provided in the documentation/brochure sent to you and it is up to you to ensure that you fully understand the nature of investment before proceeding. If you are at all unsure of the suitability of the type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.
- Any income yield quoted is correct at the time of going to press. Income yields vary and are only estimates. The actual dividend income that you receive will depend upon the income payable by the underlying assets of the fund and could change, either up or down, at any time. Dividend income from an ISA will, under current legislation, be free of UK income tax. Dividend income paid from a fund not held within an ISA will be subject to income tax, which may or may not be reclaimable depending upon your circumstances and the type of investment. In some cases, there may be additional income tax to pay.
- If you choose a fund which invests overseas, there is the addition of “exchange rate” risk which could reduce any gains or increase losses if the currency moves against you.
Hide Disclaimer
Free Investment Brochures »
A unit trust is managed by a professional fund manager who is responsible for making the investment choices of the trust in line with the trust objectives which are set out in a trust deed. Investment will be made in typically in 40 to 100 different types of security including equities, gilts, bonds and property and the manager may be able to invest in different geographical regions.
When you buy into a unit trust the price you pay will be a reflection of the underlying value of the investments. As an open ended investment new money which comes into the unit trust can be used by the fund manager for new investment opportunities. Many unit trust providers also provide ethical investment or green fund options which are becoming increasingly popular.
Investing in a unit trust provides a way of investing in the stock market in a diversified portfolio of securities and thereby reduces the investment risk.
Speak to an financial adviser today about your investments:
The value of your investment and the level of any income received from it can fall as well as rise and is not guaranteed and you may not get back the amount of your original investment.
If you unsure what Unit Trust plan is right for you speak to an independent investment adviser.
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