Learner drivers and young drivers are the most likely to be involved in an accident and to make a large scale claim. For this reason, it is perhaps unsurprising that most insurance companies will pass this increased risk onto learners in the form of increased premiums. The only real way to get around this situation is to compare different van insurance quotes and to scrutinise the details of each policy.
There are a number of things that may bring down the cost of van insurance policies for learners, here are some suggestions:
Buy an older van as your first vehicle, so that the low value means you can build up your no claims without paying the highest premiums
Paying higher excess will mean reduced premiums although you will have to fork out more if you are involved in an accident
Demonstrate to the insurer that your van is kept in a safe place overnight, minimising the risk of any damage to the vehicle that may result in a claim
You should also try and avoid the temptation to ‘front’ you learners van insurance. This is the practice of putting your van in somebody else’s name. If you are found to have done this the policy will become void and many would argue that it is better to begin building up your own no claims bonus than someone else’s.