Van Insurance For Light Haulage

A person can own a van for a variety of different reasons, from the requirements of their job to their favourite pastimes, but it is important to remember that everyone will legally require some form of insurance. Please see our table below for a list of comparisons on van insurance quotes from several different providers:

Latest Van Insurance Deals
ProviderReplacement VanMax WeightMulti Van CoverAdditional BenefitsApply
yes3.5 tonnesyesCompare over 30 Van Insurance ProvidersGet Quotes >
yes3.5 tonnesyesFrom £178 per year. 10% of customers paid this or less. Excludes add ons. Based on policies sold December 2015 - May 2016Get Quotes >
yes3.5 tonnesyesCompares quotes on your behalf, flexible payment terms, tailor-made coverGet Quotes >

There are a number of considerations that insurance providers use to come to a decision on how much risk an individual poses and therefore what level of premiums to charge. One of these factors is the primary purpose of the van, whether it is:

  • To ferry your own goods or those that are essential to your line of work such as cleaning products for window cleaners
  • For domestic use or you use the van for a hobby or pastime
  • Used for light haulage, where you transport goods on behalf of a third party in return for some kind of payment

Finding a suitable quote on van insurance for light haulage is just one such situation in which the devil is in the details, as such, it is important to compare numerous van insurance quotes in order to get the best possible deal. The main reason why you might see a rise in premiums for polices of van insurance for light haulage is that you are not only insuring your own property but that of other people.

 

It is open to debate whether it would be more beneficial for you to take out a specific van insurance policy for light haulage, or rather a more broad policy that is more specifically tailored towards the needs of a courier.

 

Here are a number of companies that offer van insurance quotes with extra protection against having to compensate any third parties if their goods are stolen or damaged.  While anyone who engages in light haulage must have van insurance, it is up to you to decide what you need from your policy.