Van Insurance For Over 50s

For the over 50s finding van insurance at the right price can often be a difficult and confusing process. Luckily however, a great deal of companies are now beginning to offer insurance packages that are aimed at specific age groups. Please see the van insurance comparisons table below for more information on these offers:

Latest Van Insurance Deals
ProviderReplacement VanMax WeightMulti Van CoverAdditional BenefitsApply
yes3.5 tonnesyesFrom £181 per year. Based on 10% of customers from 1st December 2016 – 31 May 2017. Excludes add ons. Underwritten by U K Insurance LimitedGet Quotes >

When searching for van insurance for over 50s, it is important to understand how insurance companies determine the price of their insurance premiums. When calculating the cost of your insurance, analysts at various different companies will compare a huge amount of statistical information in order to determine the best price.


Once all this information has been compared, van insurance providers will essentially weigh up the potential risk of the driver making a claim against the cost of their premiums. Of course, different insurers may inevitably calculate their premiums in different ways and for this reason, it is important to shop around and compare van insurance quotes in order to get the best deal.

For drivers who are over the age of 50, companies will take a variety of different factors into consideration as well as their age. The following are some examples:

  • How many other drivers, if any, will be driving the van
  • The type of van owned by the customer (very few insurers will provider cover for vehicles weighing more than 3.5 tonnes)
  • Where the van is located, a safe and secure location will typically lower the cost of the insurance
  • How often the van will be used and for what purpose


Compared to younger drivers, van insurance for over 50s can be considerably cheaper if the driver in question has a good record in terms of insurance claims and has no points on their license. Statistically speaking at this age, drivers with a good driving history are regarded far less likely to be involved in a crash than many other drivers. For this reason, their van insurance quotes for these policies will tend to be lower when compared to drivers who are in their 60s and 70s.