When estimating a van insurance quote, insurers will take a variety of different factors into consideration before they name their price. Perhaps understandably, the most prominent factor that insurers take into consideration is the risk of an accident or any incident which will result in the customer making a claim on their insurance.
Young drivers or other customers who are seeking van insurance who have made previous claims are usually subject to much her higher insurance premiums compared to other drivers. Indeed statistically speaking, women present a far lower risk to insurers due to far lower accident and claims related figures.
Although van insurance for women is typically offered at a much lower rate, it should remembered that there still several important factors which could cause an increase in cost for women who are seeking van insurance.
The following are some examples:
Any accident or previous incident that resulted in an insurance claim will automatically cause an increase in van insurance premiums
Any points or penalties on a women’s license will also typically result in more expensive cover
The driver’s occupation and will also be taken into consideration regardless of gender. For example, van insurance for a women who drives very frequently will in most cases be more expensive due to the risks that are involved
The product comparison table on this page should help you considerably in your search for competitive van insurance quotes.