This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Van Insurance No Claims

Just like car insurance, most van insurance policies will allow you to build up and be rewarded for a history of making no claims.  With regards to your van insurance, your no claims bonuses will allow you to enjoy significantly reduced premiums after it has been collected for a number of years.

Latest Van Insurance Deals
ProviderReplacement VanMax WeightMulti Van CoverAdditional BenefitsApply
yes3.5 tonnesnoQuotes from 50 brokers - compare more van insurance brokers than any other price comparison site. Cheapest van insurance price, guaranteedGet Quotes >
yes3.5 tonnesnoVan Insurance cover for under £182. Up to £100,000 of Motor Legal cover, 24/7 motoring legal helpline, windscreen cover for comprehensive policies, accidental damage and vandalism cover for comprehensive policies. RAC members pay £118 less on average for RAC Van Insurance than non-membersGet Quotes >
yes3.5 tonnesyesDirect Line Van Insurance with prices from £182 a year. 10% of customers paid this or less. Based on policies sold 1st November 17 - 30 April 18. Excludes add ons. Underwritten by U K Insurance Limited.Get Quotes >
yes3.5 tonnesnoVan insurance from just £211 a year. 5-star Defaqto Rating. Business, courier or personal van insurance. 10% online discount and up to 60% no claims discount. 98% of van insurance claims paid outGet Quotes >
yes3.5 tonnesnoMotor Legal Protection as standard, choice of excess, 24/7 emergency helpline, guaranteed repairs, free courtesy vehicle, cover for audio & navigation equipment, windscreen cover, replacement locks and personal belongings. Plus optional extrasGet Quotes >


Protecting your van insurance no claims bonus
Many insurance companies will allow you to protect your no claims bonus after you have reached a certain time period without having made a claim on your policy.


This protection will protect you from having your bonus affected by being involved in an accident that was not your fault, although being involved in a number of claims in quick succession will most likely in a swift re-evaluation by your insurance provider.


No claims bonus for multiple vans?
While some insurers will be willing to offer substantial discounts for people who have multiple policies, it is not an industry standard to carry no claims bonuses across different vehicles.


Some van insurance providers will offer you the chance to carry over your bonuses for multiple vehicles, but it may be a better strategy to build separate discounts on each vehicle. 


Does a no claims bonus stop premiums rising?
Having no claims on your van insurance will not guarantee a drop in the price of premiums. Generally speaking, if you make a claim while your bonus is protected you may still see a rise on your premium, depending upon the severity and the scale of the claim.


These are important questions to ask when you are looking at van insurance quotes. The last thing you want is to be caught out by the detail of a policy, so take your time and use our comparison table to make sure you get the right deal.