Protecting your van insurance no claims bonus
Many insurance companies will allow you to protect your no claims bonus after you have reached a certain time period without having made a claim on your policy.
This protection will protect you from having your bonus affected by being involved in an accident that was not your fault, although being involved in a number of claims in quick succession will most likely in a swift re-evaluation by your insurance provider.
No claims bonus for multiple vans?
While some insurers will be willing to offer substantial discounts for people who have multiple policies, it is not an industry standard to carry no claims bonuses across different vehicles.
Some van insurance providers will offer you the chance to carry over your bonuses for multiple vehicles, but it may be a better strategy to build separate discounts on each vehicle.
Does a no claims bonus stop premiums rising?
Having no claims on your van insurance will not guarantee a drop in the price of premiums. Generally speaking, if you make a claim while your bonus is protected you may still see a rise on your premium, depending upon the severity and the scale of the claim.
These are important questions to ask when you are looking at van insurance quotes. The last thing you want is to be caught out by the detail of a policy, so take your time and use our comparison table to make sure you get the right deal.