Virgin Money Car Insurance

Virgin Money guarantee to offer you a replacement vehicle in all claim situations. (Unfortunately provisional license holders are excluded from this guarantee).


They offer both; Comprehensive and Third Party, Fire and Theft plans both of which feature 90 days cover to drive abroad. 

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5 Star Car Insurance from £196* - You could save up to 20% online.
10% of customers are expected to receive the maximum saving.

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Save up to £917 on Car Insurance.

(10% of consumers achieve this saving. Based on an independent research by Consumer Intelligence during 01 August-31st August 2016.)
Multicar discount - minimum premiums apply. Guaranteed Hire Car cover comes as standard with our comprehensive motor insurance. Underwritten by U K Insurance Limited

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Car Insurance from £190.
10% of new customers paid £190 or less (Aug '15 – Jul '16). Key features of comprehensive cover: Courtesy car included, European cover, Uninsured driver promise, £30 off car insurance available to current account customers, up to £200 personal belongings cover, UK-based call centres. Nationwide car insurance is provided by Liverpool Victoria Insurance Company Limited (LV=)
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Comprehensive cover available from just £152 a year**.
5 Star Rated Comprehensive Cover, you'll benefit from the following as standard: Uninsured driver cover, Vandalism cover, Guaranteed replacement car, Emergency any driver cover, Cover for driving in the European Union for an unlimited period.

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97% of customers would buy again from LV= (verified by Reevoo)

Benefits include UK call centres, 24/7 claims helpline, unlimited cover for factory fitted phone, audio and sat nav equipment, and replacement child car seats. Plus optional extras, such as motor legal expenses, guaranteed courtesy car, European car insurance cover, increased personal accident cover and breakdown cover.

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Don’t get caught out when you break down. Churchill offers free breakdown cover to new Motor customers
First year Breakdown service (roadside only), provided by Green Flag, new policies only. Excludes N.I . Breakdown chargeable at renewal. Underwritten by U K Insurance Limited. Terms & conditions apply

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Save 15% Online††
No claims discount up to 75%.

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* 10% of customers buying comprehensive car insurance with AVIVA from November 2015 to January 2016 paid this price or less for AVIVA's standard cover (excluding optional extras). The price you will pay depends on individual circumstances, cover chosen and payment method.

** 20% of customers who chose to pay annually, paid this or even less between July and September 2016. Saga has received a Defaqto 5 Star Rating for its Comprehensive cover.

† 10% of respondents between 1st October 2015 & 31st March 2016, who gave a best alternative price saved £318

†† For new customers only purchasing online.

The types of car insurance available from Virgin Money include:


  • Comprehensive Cover - This type of car insurance covers you and your vehicle for any accident, whether it was your fault or not. 
  • Third Party Fire and Theft - This type of car insurance covers you and your vehicle if it is stolen or damaged by fire. It also covers you for damages to the other person and their car if you are involved in an accident and it is your fault.

Some of the benefits of Virgin Money car insurance could include:


  • Get the best deal from a panel of trusted insurers
  • Choose from ready-made bundles of optional extras tailored to match the level extra cover you need. Or select the individual options you'd like to add to your policy. 
  • Quick and straightforward claims handling - 24 hour claims line.
  • Free courtesy car if your car is being repaired (subject to availability)*
  • Windscreen repair & replacement (subject to an excess)*
  • Uninsured driver promise
  • Option to add legal expenses cover up to £50,000
  • Option to add hire car cover
  • Option to add personal accident cover
  • Replacement key cover
  • Optional UK and EU breakdown cover

*Included as standard with comprehensive cover only


See how Virgin Money car insurance compares with other leading deals below: