Virgin Money Instant Access Savings Accounts

With a Virgin Money instant access savings accounts are suited to those people who are looking to benefit from a competitive rate of interest while still maintaining a high degree of accessibility to their money.


See below to learn more about the current rates available with Virgin Money instant access savings accounts and apply online, or you can compare them with some of the other top deals available using our comparison table. 

Instant Access Savings Accounts Deals
ProviderAccountInterest Rate (AER)TermApply
1.10%Instant AccessMore Info >
  • Earn 1.10% AER Gross.
  • No penalties, fees or notice periods
  • Free unlimited payments and withdrawals
  • Deposit from £100
  • Interest paid monthly or annually
  • 7 day support
  • Covered by the French Depositor Compensation Scheme
  • Apply in minutes
  • Must be UK resident and aged 18 or older
Up to 0.50%Instant AccessMore Info >
  • Earn 0.50% AER (variable) on balances above £100,000, 0.25% AER (variable) on balances between £50,000 and £99,999, 0.05% AER (variable) on balances between £25,000 and £49,999, and 0.01% (variable) AER on balanced between £1 and £24,999
  • Open from £1
  • Transfers allowed in – bring all your cash ISAs together in one place
  • Instant access – manage your account by phone, in-branch and online
  • Must be 16 or over
  • Must be a UK resident
0.90%Easy AccessMore Info >
  • Earn 0.90% gross/AER 
  • Easy access account
  • Interest paid annually
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be a UK resident and aged 18 or older
  • £500 minimum deposit
  • Penalty for early withdrawal
  • Currently only accepting applications by post or in-branch
0.75%Easy AccessMore Info >
  • 0.75% AER on balances up to £1 million
  • Reassurance – the variable interest rate is guaranteed to be at least 0.50% above Base Rate until 31 December 2017 
  • Save from £1000 - £1million
  • Monthly interest
  • Manage your account online
  • Unlimited withdrawals
  • Must be UK resident and aged 18 or over
  • New customers only
0.50%Current Account
Instant Access
More Info >

Gross is the interest you will receive before tax is deducted.

AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Short Term Fixed Rate Bonds (0-2 years)
ProviderAccountInterest RateTermApply
1.10%Instant AccessApply Now >
  • Earn 1.10% AER Gross.
  • No penalties, fees or notice periods
  • Free unlimited payments and withdrawals
  • Deposit from £100
  • Interest paid monthly or annually
  • 7 day support
  • Covered by the French Depositor Compensation Scheme
  • Apply in minutes
  • Must be UK resident and aged 18 or older