Virgin Money Mortgage

Compare the latest Virgin Money Mortgage Rates

Virgin Mortgages

Latest Deal  - Virgin Money 2 Year Tracker Mortgage

Call FREE - 0330 333 3893

1.19%Reverts to 4.54% after 2 years
  • 2 Year Tracker - 60% LTV Deal
  • Call FREE - 0330 333 3893


Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Virgin Mortgages offers borrowers a wide choice of mortgage deals. You can compare Virgin mortgage deals with the latest mortgage deals on the market using our online mortgage comparison service – just click on the links in the tables below. Or, you can call our independent whole of market mortgage team on 0117 332 6063 for no obligation advice on choosing the right mortgage deal for you.

 

You call Virgin Money Mortgages FREE on 03303 333893

Virgin Money 2 Year Mortgage Deals

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Tracker

1.50%

Reverts to 4.54%

2

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.
Fixed

1.74%

Reverts to 4.54%

2

Years

65%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.
Fixed

1.77%

Reverts to 4.54%

2

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.
Fixed

2.09%

Reverts to 4.54%

2

Years

65%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.
Tracker

2.13%

Reverts to 4.54%

2

Years

75%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.
Fixed

2.38%

Reverts to 4.54%

2

Years

75%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.
Fixed

4.09%

Reverts to 4.54%

2

Years

95%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above Post Office mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Virgin Money 3 Year Mortgage Deals

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Tracker

1.74%

Reverts to 4.54%

3

Years

65%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.
Tracker

1.74%

Reverts to 4.54%

3

Years

70%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.
Tracker

1.79%

Reverts to 4.54%

3

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.
Fixed

1.79%

Reverts to 4.54%

3

Years

65%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.
Fixed

1.99%

Reverts to 4.54%

3

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.
Tracker

1.94%

Reverts to 4.54%

3

Years

80%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.
Fixed

2.39%

Reverts to 4.54%

3

Years

65%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.
Tracker

2.34%

Reverts to 4.54%

3

Years

70%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.
Tracker

2.34%

Reverts to 4.54%

3

Years

65%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.
Tracker

2.43%

Reverts to 4.54%

3

Years

75%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.
Fixed

2.68%

Reverts to 4.54%

3

Years

75%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above Post Office mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Virgin Money 5 Year Mortgage Deals

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed

2.09%

Reverts to 4.54%

5

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

2.34%

Reverts to 4.54%

5

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed

2.44%

Reverts to 4.54%

5

Years

65%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed

2.68%

Reverts to 4.54%

5

Years

75%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed

4.60%

Reverts to 4.54%

5

Years

95%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above Post Office mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed

1.57%

Reverts to 3.75%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

1.65%

Reverts to 3.75%

2

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Tracker

1.59%

Reverts to 3.75%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Tracker

1.82%

Reverts to 3.75%

2

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

2.09%

Reverts to 4.70%

2

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.
Tracker

1.74%

Reverts to 4.54%

3

Years

65%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.
Fixed

2.59%

Reverts to 4.70%

2

Years

80%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.
Fixed

2.07%

Reverts to 3.75%

5

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term.
Fixed

2.07%

Reverts to 3.75%

5

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term.
Fixed

2.64%

Reverts to 3.69%

10

Years

65%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.00% APRC. This is the cost of the mortgage over the full term.
Fixed

2.88%

Reverts to 3.75%

2

Years

85%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed

2.99%

Reverts to 3.69%

10

Years

80%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.
Fixed
Help to Buy

3.69%

Reverts to 3.69%

2

Years

95%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed
Help to Buy

3.81%

Reverts to 3.75%

2

Years

95%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

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  • Call 0117 332 6063
  • Independent mortgage advice
  • Experienced administration support
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Choosing the right Virgin mortgage deal for you

When choosing the right Virgin mortgage deal for you, it is a good idea to consider various factors when making your decision. You will need to think about the value of the property you want to buy, how much you can afford as a deposit, and how much you are able to put towards monthly repayments. Some of the mortgage options that are currently available from Virgin Money include:

  • Fixed rate mortgage deals – A fixed rate Virgin mortgage deal could give the reassurance that your mortgage repayments will stay the same each month for the entire duration of the fixed rate period. Fixed rate mortgage deals are available with a variety or lengths of time and deposit requirements, so you can choose the Virgin fixed rate mortgage deal to suit you.
  • Tracker mortgage deals - A tracker mortgage follows the Bank of England Base Rate, so if the base rate rises or falls, your mortgage repayments will rise or fall accordingly. Virgin offers a selection of tracker mortgage deals to suit different borrowing needs.
  • Buy to let mortgage deals – for prospective and existing landlords, Virgin offers a range of fixed rate and tracker buy to let mortgage deals at up to 75% loan to value (LTV)
  • First time buyer mortgage deals – Virgin offers first time buyer mortgages with the Help to Buy scheme, a Government-backed initiative that aims to help people with smaller deposits to buy a home. If you are eligible for this scheme then you may be able to get a mortgage with as little as a 5% deposit. You will need to be intending to use the property as your main residence, and you will need to meet all the relevant Help to Buy criteria as well as Virgin’s own mortgage lending criteria.

Features and benefits of Virgin mortgage deals

Virgin mortgages offer some of the following additional features and benefits to borrowers:

  • Online access to your mortgage account, 24 hours a day, seven days a week
  • Enjoy benefits and discounts across the Virgin group of companies including Virgin Holidays and Virgin Wines
  • A dedicated mortgage adviser to help you with your mortgage application Flexible mortgage features, including options for overpayments of up to 10% of the mortgage balance each year
  • Underpayment facility with selected Virgin mortgage deals
  • Apply to take a payment holiday up to once every nine months if you require it
  • Special mortgage rates available for existing Virgin Money mortgage customers who are remortgaging or wanting to borrow more money

To compare the latest Virgin Money mortgage deals with other leading rates and find the best mortgage for you, use our free online mortgage tables above, or call our mortgage team on 0117 332 6063 or call Virgin Money direct FREE on 03303 333893 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker