Which Bank Charges

Get Your Money Back

People are currently claiming back the fees which banks charge when customers go outside the terms of their account. It is violations that are outside of the agreed terms, such as unauthorised borrowing in the form of exceeding overdrafts, bouncing checks, or not having enough funds in your account to cover direct debits, which bank charges are usually made for. They have recently been deemed unlawful by the Office of Fair Trading because they are disproportionate to the cost experienced by the bank as a result of the violation.

You can either claim them back independently, or use an intermediary company. Advantages of using a company to reclaim your bank charges include:

Fast tracking your case - many companies have special agreements with the banks involved and can help settle the case privately and increase your chances of a successful claim.
Advice and representation in court - the firms represent clients if the case does go to court and underwrite any necessary fees.

We can put you in touch with Claims Financial, a company that specialises in reclaiming unfair bank charges, providing:

A No Win No Fee Service
Expert friendly advice
Handling your case from start to finish

Using an intermediary company can increase your chances of success and fast-track your claim because of the deals that such companies have with the banks.