Woolwich Flexible Mortgage

Get Woolwich fexible mortgage quotes...

You can overpay and cut your overall mortgage term with a Woolwich flexible mortgage on specified products, and save on interest payments by paynig off your mortgage early.

See the table below for a range of the latest Woolwich mortgage deals:

Woolwich Mortgage Deal Selection

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

Max LTV*Product Fee 
Tracker

1.79%

2 Years

3.80%

75%

£1,034Get Quotes >

Call 0117 332 6063

to speak to us about this deal. Reverting to base rate + 3.39% variable for the remaining term of the mortgage.

Representative Example:


A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.


The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).


In this example the overall cost for comparison is 3.7% APRC representative.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There are plenty of different Woolwich flexible mortgage deals to choose from, including:
  • Fixed rate: Fix for 2 or 5 years, overpay up to 10% during the year
  • Buy to Let: Make overpayments of up to 10% without incurring an early repayment charge
  • Offset Mortgage: make overpayments without incurring an early repayment charge. (providing you don't repay the full amount)
  • Lifetime Tracker: Track at a set % above Barclays Bank Base Rate for the entire term. Overpay by up to 10% a year

To find out more and see whether a Woolwich flexible mortgage is the right one for you, click on the links in the table.

Latest Mortgage Deals Selection

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed

2.29%

Reverts to 4.70%

5

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed

2.49%

Reverts to 4.70%

5

Years

80%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of top deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker