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Yorkshire Building Society Instant Access Savings Accounts

Yorkshire Building Society instant access savings accounts offer consumers an uncomplicated way of storing their money away, earning interest whilst maintaining access to it whenever they want. YBS also offers internet banking for those who prefer to manage their savings from the comfort of their own home.


These features are not unique to Yorkshire Building Society instant access savings accounts, and we have featured many more instant access deals in our selections of the best deals, which you can compare below. If you see an instant access savings account that you like, just click on the link for more information and to apply.

Instant Access Savings Accounts Deals
ProviderAccountInterest Rate (AER)TermApply
1.30%Instant AccessMore Info >
  • Earn 1.30% AER Gross.
  • No penalties, fees or notice periods
  • Free unlimited payments and withdrawals
  • Deposit from £100
  • Interest paid monthly or annually
  • 7 day support
  • Covered by the French Depositor Compensation Scheme
  • Apply in minutes
  • Must be UK resident and aged 18 or older
1.15%Easy AccessMore Info >
  • 1.15% AER
  • Free withdrawals and no notice period
  • Deposit from £100
  • Flexible saving - regularly or with a lump sum
  • Includes a fixed bonus of 0.95% gross fixed for the first 12 months
  • Quick and easy online application
  • Must be UK resident and aged 18 or over
  • Rate drops to 0.20% gross/AER variable after 12 months
1.00%Easy AccessMore Info >
  • 1.00% AER on balances up to £1 million
  • Save from £1000 - £1million
  • Monthly interest
  • Manage your account online
  • Unlimited withdrawals
  • Must be UK resident and aged 18 or over
  • New customers only

Gross is the interest you will receive before tax is deducted.

AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Cash ISA Selection
ProviderPlan NameDeposit TakerISA OptionTermMaximum Potential ReturnMore Info
FTSE 100 Kick Out Deposit PlanInvestec Bank plcyesUp to
6 years

6%

per annum

More Info >
Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 5% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.
Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.

Although there are a number of similarities between YBS instant access savings accounts and those being advertised by other banks and building societies, there are a number of important differences too.


To open an instant access savings account with Yorkshire Building Society you will need to have a minimum of £50. A lot of instant access accounts you will find in our comparison tables allow you to open an account with a minimum deposit of just £1.


Another important difference between the YBS instant access savings account and others is that the YBS deal does not feature an introductory bonus applied to the interest rate for a limited time period. This can make the interest rate look higher than it really is and is a method of attracting new customers used by some banks. These rates can really boost the interest you earn in the short-term, but you have to remember to find a new deal when the bonus period finishes.


Use the comparison tables we've provided to compare Yorkshire Building Society instant access savings accounts with some of the other top deals currently available.