Yorkshire Online Banking

With experience of over a century of banking, Yorkshire Online banking has established a range of products that it delivers directly to its customers through both a dedicated branch network and the mediums of phone, post, and the internet. Examples of its online banking services include:

  • Savings and current accounts that offer a full range of notice, instant access, and long-term investment options, with accounts available no matter what a person’s stage in life.
  • A Yorkshire Bank Mortgage is available to customers in the housing market, whether you're looking for a new home, aiming to remortgage or buying to let. Options such as offset, current account, and flexible mortgages are available.
  • Loans that can be applied for online, with fixed rates for the duration of their personal loans, and occasional offers such as a chance to win a holiday when applying for loans with interest and a commitment that will last months or years. This can be compared to other UK loans using the online loan calculator.

Review of Yorkshire Bank

Yorkshire Bank is the trading name of Clydesdale Bank plc, and is a subsidiary of the National Australia Bank group. Yorkshire Bank itself was established in 1859 in West Yorkshire, and today has over 230 branches, with a strong customer base in the North of England and Midlands.

Yorkshire Bank aims to achieve superior value for their shareholders, customers, employees and communities. It works with the belief that it is important to be open and honest at all times with accountability, teamwork, and collaboration across the entire organisation.

 AccountInterest (AER)Overdraft RateFunding Required*Fee pmFeaturesApply
5.00%**0.0%£0.00NilUp to £300 Cashback when you switch your current accountMore Info >
0.00%Daily fees on agreed overdrafts£0.00Nil£5 cashback every month you deposit £1,000. More Info >
Up to 3%19.30%£0.00NilEasy switching process. Earn up to 3% AER on balances of £3,000-£5,000 with Vantage. £10 overdrafts buffer and grace period.More Info >
0.0%19.30%£0.00 NilTelephone and Online Banking - Simply, free and easy to useMore Info >
0.0%18.30%£300.00£5pmBenefits include mobile phone insurance, cardholder protection and much more for £6.50 per month.More Info >
0.0%18.30%£300.00£15Benefits include Travel Insurance, mobile phone insurance, breakdown cover and much more for £15 per month.More Info >
0.0%17.90 %£500.00£12.95Could provide you with up to £500 of benefits & services a year. £6pm for first 3 months. ID theft and personal safety assistance. Text Banking. HSBC Advance Specialist 24/7 on hand.More Info >
0.0%19.90 %£500NilOverdraft, award-winning online banking, access to 4% savings accountMore Info >
0%19.89%£0.00NilA flexible current account for day-to-day banking. Overdraft (subject to eligibility) - extra breathing space for your finances. Over 18s only. More Info >
0.0%19.49%£100.00 £12.95For the third year running, the independent financial research company Defaqto gave Advantage Gold their 5 Star rating for product features, benefits and charges (February 2011).More Info >
£0.0019.24%£100.00£12.95Mobile phone insurance - includes iPhones; Green Flag car breakdown cover - even on your driveway; Annual world wide travel insurance - includes winter sports.More Info >
0%19.89%£0.00NilA flexible current account for day-to-day banking. Overdraft (subject to eligibility) - extra breathing space for your finances. Over 18s only. More Info >
0%18.9%£700 per monthNilPreferential rates on savings and loans. Free European travel insurance, discounts on home insurance. No monthly fee. (Pay in a minimum of £750 per month to get the benefits.)More Info >

*Some current accounts require customers to pay in a minimum amount each month.

**See Terms and Conditions

ProviderAccountRate TermApply
7.25%6 YearsApply Now >
A 6 year capital protected structured deposit plan designed to pay 7.25% annual income. Also available as a cash ISA and ISA transfer.
4.60%5 YearsApply Now >
Interest paid either Annually at 4.60% Gross/AER, Quarterly at 4.52% Gross or Monthly at 4.50% Gross. Minimum Deposit £10,000.
RPI Tracker5 YearsApply Now >
5 year capital protected structured deposit plan offering 100% of any growth in the Retail Prices Index with no cap, or a minimum return of 16%. Also available for Cash ISA and Cash ISA transfer.