0 Per Cent Credit Cards
Compare 0% Balance Transfer and New Purchase Credit Cards »
0 percent credit cards can be useful for handling your credit finances and alleviating the burden of credit card bills. This kind of credit card charges no interest on the balance, usually only during an introductory period of a number of months but sometimes offering it as a lifetime rate on the account. Since many 0 percent credit cards eventually revert to normal interest rates or have restrictions and conditions that can result in you paying normally, it is important to compare cards and make sure you are picking the one with the best rates and terms.
With 0 percent credit cards:
- You may get an initial term of 0 percent interest, after which normal rates are charged.
- Some only offer 0 percent on the balance, not on purchases; others cover purchases as well, so check closely on what you might have to pay for.
- Some companies offer lifetime 0 percent credit cards but these often have restrictive terms such as minimum monthly expenditures, which result in full normal rates being charged if you breach the conditions.
Provider | Representative APR (Variable) | Purchases | Balance Transfer | Apply |
---|---|---|---|---|
![]() Nationwide Select Credit Card (available to existing current account customers only) » | 15.9% | 0% for 12 months | 0% for 12 months (no fee) | Apply Now > |
Nationwide Select Credit Card Representative Example: If you spend £1,200 at a purchase interest rate of 15.9% (variable) your representative APR will be 15.9% (variable).
|
||||
![]() Santander Everyday Credit Card | 18.9% | 0% for 3 months | 0% for 27 months | Apply Now > |
Santander Everyday Credit Card Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200.
|
||||
![]() Nationwide Credit Card (available to existing current account customers only) » | 17.9% | 0% for 12 months | 0% for 12 months (no fee) | Apply Now > |
Nationwide Credit Card Representative Example: If you spend £1,200 at a purchase interest rate of 17.9% (variable) your representative APR will be 17.9% (variable).
|
||||
![]() Santander All in One Credit Card | 21.7% | 0% for 30 months | 0% for 30 months | Apply Now > |
Santander All in One Credit Card Representative Example: Representative 21.7% APR variable. Based on assumed borrowing of £1,200.
|
||||
![]() Natwest Reward Card » | 23.7% | 18.9% | 18.9% | Apply Now > |
NatWest Reward Card Representative Example: 23.7% APR variable, based on assumed borrowing of £1,200. Standard interest rate for purchases and balance transfers 18.9% pa (variable)
|
||||
![]() Santander Zero Credit Card | 18.9% | 18.9% pa | N/a | Apply Now > |
Santander Zero Credit Card Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200.
|
||||
![]() Natwest Credit Card » | 9.9% | 9.9% | 6.9% | Apply Now > |
NatWest Credit Card Representative Example: 9.9% APR variable, based on assumed credit limit of £1,200. Standard interest rate for purchases 9.9% pa (variable)
|
Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.
* See Credit Card Provider Terms & Conditions
Provider | Representative APR (Variable) | Balance Transfer | Purchases | Apply |
---|---|---|---|---|
![]() Post Office Balance Transfer Credit Card » | 18.9% |
0% for 35 months (2.85% fee) | 0% for 3 months | More Info > |
Post Office Balance Transfer Credit Card (Provided by Bank of Ireland UK) Representative 18.9% APR variable. Based on assumed borrowing of £1,200.
Post Office Credit Card is provided by Bank of Ireland UK. |
||||
![]() Santander All in One Credit Card | 21.7% |
0% for 30 months (no fee) | 0% for 30 months | More Info > |
Santander All in One Credit Card Representative Example: Representative 21.7% APR variable. Based on assumed borrowing of £1,200.
|
||||
![]() Santander Everyday Credit Card | 18.9% |
0% for 27 months (no fee)
| 0% for 3 months | More Info > |
Santander Everyday Credit Card Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200.
|
||||
![]() Post Office Matched Credit Card » | 19.9% |
0% for 25 months (2.89% fee)
| 0% for 25 months | More Info > |
Post Office Matched Credit Card (Provided by Bank of Ireland UK) Representative 19.9% APR variable. Based on assumed borrowing of £1,200.
Post Office Credit Card is provided by Bank of Ireland UK. |
||||
![]() Post Office Platinum Credit Card » | 17.8% |
0% for 18 months (2.89% fee)
| 0% for 28 months | More Info > |
Post Office Platinum Credit Card (Provided by Bank of Ireland UK) Representative 17.8% APR variable. Based on assumed borrowing of £1,200.
Post Office Credit Card is provided by Bank of Ireland UK.
|
||||
![]() Nationwide Select Credit Card (available to existing current account customers only) » | 15.9% |
0% for 12 Months (no fee) | 0% for 12 months | More Info > |
Nationwide Select Credit Card Representative Example: If you spend £1,200 at a purchase interest rate of 15.9% (variable) your representative APR will be 15.9% (variable).
|
||||
![]() Nationwide Credit Card (available to existing current account customers only) » | 17.9% |
0% for 12 Months (no fee) | 0% for 12 months | More Info > |
Nationwide Credit Card Representative Example: If you spend £1,200 at a purchase interest rate of 17.9% (variable) your representative APR will be 17.9% (variable).
|
||||
![]() Natwest Credit Card » | 9.9% |
6.9%
| 9.9% | More Info > |
NatWest Credit Card Representative Example: 9.9% APR variable, based on assumed credit limit of £1,200. Standard interest rate for purchases 9.9% pa (variable)
|
||||
![]() The Royal Bank Credit Card » | 9.9% |
6.9%
| 9.9% | More Info > |
The Royal Bank Credit Card Representative Example: 9.9% APR variable, based on assumed credit limit of £1,200. Standard interest rate for purchases 9.9% pa (variable)
|
||||
![]() Natwest Reward Card » | 23.7% |
18.9% | 18.9% | More Info > |
NatWest Reward Card Representative Example: 23.7% APR variable, based on assumed borrowing of £1,200. Standard interest rate for purchases and balance transfers 18.9% pa (variable)
|
Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.
* See Credit Card Provider Terms & Conditions
Provider | Representative APR (Variable) | Purchases | Balance Transfer | Apply |
---|---|---|---|---|
![]() Santander All in One Credit Card | 21.7% | 0% for 30 months | 0% for 30 months | More Info > |
Santander All in One Credit Card Representative Example: Representative 21.7% APR variable. Based on assumed borrowing of £1,200.
|
||||
![]() Post Office Platinum Credit Card » | 17.8% | 0% for 28 months | 0% for 18 months | More Info > |
Post Office Platinum Credit Card (Provided by Bank of Ireland UK) Representative 17.8% APR variable. Based on assumed borrowing of £1,200.
Post Office Credit Card is provided by Bank of Ireland UK.
|
||||
![]() Post Office Matched Credit Card » | 19.9% | 0% for 25 months | 0% for 25 months | More Info > |
Post Office Matched Credit Card (Provided by Bank of Ireland UK) Representative 19.9% APR variable. Based on assumed borrowing of £1,200.
Post Office Credit Card is provided by Bank of Ireland UK. |
||||
![]() Nationwide Select Credit Card (available to existing current account customers only) » | 15.9% | 0% for 12 months | 0% for 12 months (no fee) | More Info > |
Nationwide Select Credit Card Representative Example: If you spend £1,200 at a purchase interest rate of 15.9% (variable) your representative APR will be 15.9% (variable).
|
||||
![]() Nationwide Credit Card (available to existing current account customers only) » | 17.9% | 0% for 12 months | 0% for 12 months (no fee) | More Info > |
Nationwide Credit Card Representative Example: If you spend £1,200 at a purchase interest rate of 17.9% (variable) your representative APR will be 17.9% (variable).
|
||||
![]() Santander Everyday Credit Card | 18.9% | 0% for 3 months | 0% for 27 months | More Info > |
Santander Everyday Credit Card Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200.
|
||||
![]() Post Office Balance Transfer Credit Card » | 18.9% | 0% for 3 months | 0% for 35 months | More Info > |
Post Office Balance Transfer Credit Card (Provided by Bank of Ireland UK) Representative 18.9% APR variable. Based on assumed borrowing of £1,200.
Post Office Credit Card is provided by Bank of Ireland UK. |
||||
![]() Natwest Credit Card » | 9.9% | 9.9% | 6.9% | More Info > |
NatWest Credit Card Representative Example: 9.9% APR variable, based on assumed credit limit of £1,200. Standard interest rate for purchases 9.9% pa (variable)
|
||||
![]() The Royal Bank Credit Card » | 9.9% | 9.9% | 6.9% | More Info > |
The Royal Bank Credit Card Representative Example: 9.9% APR variable, based on assumed credit limit of £1,200. Standard interest rate for purchases 9.9% pa (variable)
|
||||
![]() Natwest Reward Card » | 23.7% | 18.9% | 18.9% | More Info > |
NatWest Reward Card Representative Example: 23.7% APR variable, based on assumed borrowing of £1,200. Standard interest rate for purchases and balance transfers 18.9% pa (variable)
|
||||
![]() Santander Zero Credit Card | 18.9% | 18.9% pa | N/a | More Info > |
Santander Zero Credit Card Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200.
|
Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.
* See Credit Card Provider Terms & Conditions
Credit Card Reviews
- FairFX Prepaid MasterCard
- Freedom Prepaid Credit Card
- White Eagle Prepaid Credit Card
- AA Credit Card
- Abbey Credit Card
- Santander Credit Card
- Abbey National Credit Card
- Alliance and Leicester Credit Card
- Amazon Credit Card
- American Express Credit Card
- American Express Blue Sky Credit Card
- Aqua Credit Card
- Argos Credit Card
- Asda Credit Card
- BA Credit Card
- Bank of Scotland Credit Card
- Barclaycard Initial Credit Card
- Barclaycard Simplicity Credit Card
- Barclaycard Student Credit Cards
- Barclays Credit Cards
- BMI Baby Credit Card
- bmi Credit Card
- Bread Prepaid Maestro Card
- Britannia Credit Card
- British Airways Credit Card
- BT Credit Card
- Capital One Classic Credit Card
- Capital One Plus Credit Card
- Capital One Progress Credit Card
- Citi Credit Card
- Citibank Classic Credit Card
- Co Op Credit Card
- Barclaycard Credit Card
- Cahoot Credit Card
- Capital One Credit Card
- Egg Credit Card
- Halifax Credit Card
- Intelligent Finance Credit Card
- Marbles Credit Card
- Morgan Stanley Credit Cards
- Virgin Credit Card
- Debenhams Credit Card
- GE Credit Card
- Goldfish Credit Cards
- Halifax One Credit Card
- HBOS Credit Cards
- HSBC Credit Card
- John Lewis Credit Card
- Liverpool Victoria Credit Card
- Lloyds Bank Avios Rewards Credit Card
- Lloyds Credit Cards
- Lloyds Platinum Card
- MBNA Credit Card
- Mint Credit Card
- Nationwide Credit Cards
- Natwest Black Credit Card
- Natwest Credit Card
- Natwest Student Credit Card
- Royal Bank of Scotland Black Credit Card
- Natwest Gold Cards
- Nectar Credit Card
- OneBanking Prepaid Card
- Optimum Prepaid MasterCard
- Paypal Credit Card
- Post Office Credit Card
- Natwest Platinum Credit Card
- Royal Bank of Scotland Credit Card
- Royal Bank of Scotland Platinum Credit Card
- Royal Bank of Scotland Credit Card
- Saga Credit Card
- Sainsbury's Bank Credit Cards
- Sony Credit Card
- Tesco Clubcard Credit Card
- Tesco Credit Card
- Virgin Atlantic Credit Cards
- Virgin Prepaid Card
- Thomas Cook Credit Card
- TSB Credit Cards
- Tuxedo Credit Card
- Ulster Bank Credit Card
- Vanquis Credit Card
- Yorkshire Bank Credit Card
Popular Credit Card Searches
- 0% APR Credit Cards
- 0% Balance Transfer Credit Card
- 12 Months Interest Free Credit Card
- Adverse Credit Cards
- Airmiles Credit Cards
- Bad Credit Rating Credit Card
- Business Credit Card
- Cash Back Credit Cards
- Charity Credit Cards
- Affinity Credit Cards
- Credit Card CCJ
- Credit Card Company
- Credit Card Payment Protection Plans
- Credit Card Protection
- Credit Card Rewards
- Credit Card Supermarket
- Fixed Rate Credit Cards
- Football Credit Cards
- Free Balance Transfer Credit Cards
- Free Prepaid Credit Cards
- Guaranteed Credit Card
- Instant Decision Credit Card
- MasterCard Credit Cards
- No Fee Credit Card
- Pay As You Go Credit Card
- Poor Credit Credit Card
- Prepaid Credit Card
- Prepay Credit Cards
- Top Ten Credit Cards
- Top Up Credit Card
- Visa and MasterCard
- Visa Cards
- Visa Credit Card