1 Year Offset Mortgages

1 Year Offset Mortgages

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1 Year Offset Mortgages

If you have money in a savings account or have a current account that is in credit the majority of the time, you may find that your money could work much harder for you by offsetting it against your mortgage.

There are a number of different lenders who could offer you deals on 1 year offset mortgages. The following mortgage comparison tables may be able to help you find a mortgage deal that is suitable for you.

For many people, a 1 year offset mortgage could be beneficial for the following reasons:

  • As your monthly payments would be based on your whole mortgage loan, you could end up paying off your mortgage early as you are effectively overpaying each month
  • Your savings would not be subject to income tax, as they would be used to reduce your mortgage; this could be particularly attractive to higher-rate taxpayers.

You could have a number of quotes for great value mortgage deals in a few minutes by using the product comparison tables.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE