ISAs
ISAs


Written by Editorial Team
27th March 2019

2019 Investment ISA Offering Up To 12.8% pa

Investment Offer

The opportunity for up to 12.8% growth per year, for up to 10 years

“This plan offers high growth potential if the market stays flat, goes up, or even goes down slightly, whilst also offering some capital protection even if the market falls up to 30%.

For more defensive investors who do not think the FTSE 100 Index will rise in the medium term, Option 1 offers 8.2% per year provided the FTSE has not fallen by up to 17.5% at the end of the term, whilst Option 2 offers 10.8% provided the FTSE is the same or above its value at the start of the plan. For those looking for higher growth returns, Option 3 offers 12.8% for each year invested provided the Index has risen by at least 5%. All three options are measured annually each year from year 2 onwards.

If the value of the Index is below the required level at the end of each year for the full ten year term, then no investment growth will be paid, and the return of your initial capital is conditional on the FTSE 100 Index not falling by more than 30% at the end of the term. If it does, your capital will be reduced by 1% for each 1% fall, so you could lose some or all of your initial investment.

By combing high growth potential, three investment options, and some capital protection against a falling market, this plan offers a balance of risk versus reward that could appeal to wide range of investors”

Oliver Roylance-Smith, head of savings and investment

LIMITED OFFER: current issue ends 7th May 2019

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Capital is at risk.

 

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.