4 Years No Claims Discount

Save With a 4 Years No Claims Discount...

No claims discounts (NCD) reduce the cost of car insurance. In simple terms the longer you have gone without claiming on your insurance the less of a risk you are to an insurer so they will “reward” you accordingly.


Different Car Insurers will have their own policy on setting no claims discounts for drivers. The maximum number of years discount you can expect range from 4 to 5 years although there are a few insurers who will go up to 7 years. The total bonus can be as much as a 75%  – typically you can expect bonus to accumulate as follows: 30% bonus after the first year, 40% after the second, 50% after the third, 60% after the forth and 65% following five years as long as you have not claimed on your car insurance.

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