5% Deposit Mortgages

Get A Great Deal On Your Mortgage!

LTV is the ratio of assets to loan and allows your lender to assess how much loan you require in relation to the size of your deposit and the overall value of your property.

For example, if your home is worth £100,000 and you have a deposit of 5% (£5,000), this means that your LTV on your mortgage is 95% and you will need to borrow £95,000 from your mortgage lender.

If you are unsure of your requirements you can talk to an independent mortgage broker using our service. Our service offers impartial whole of market advice & great rates!

To qualify for a 5% deposit mortgage, you will be expected to meet certain criteria established by the mortgage lender.

Lenders will assess your personal circumstances before offering you a LTV mortgage. The following things may be taken into consideration by your lender when assessing your circumstances:

See a selection of deals with UK lenders who offer mortgages on a 5% deposit basis.

Get 5% Deposit Mortgage Deals »

Please note these deals assume you have a good credit history.

NatWest Mortgage – 2 Year 85% LTV

NatWest – 2 Year Fixed Deal

  • Initial Rate – 1.58%
  • 85% Loan To Value (LTV)
  • 2 Year Fixed
  • £150 cashback
Overall cost for comparison 4.00% APRC

Call NatWest FREE on 0800 158 2934

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE