AA Personal Loans

Get a fair loan!

Personal loans up to £25,000

Simple, clear & fair

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All credit histories considered.

One search using our personal loan service will give you clarity about your loan options.

You will be shown the rate you will actually get if you are pre-approved for your loan & sort those results just for you.

Selected Personal Loan Deals

Loan Type
AA Personal Loan
APR/APRC
6.1% APR
Representative (£7,500-£24,999)
Loan Term
1 to 7 Years
Borrow
£1,000 to £25,000
Representative Example: Based on a loan of £10,000 at 6.1% per annum fixed for 5 years. Representative 6.1% APR. Total amount repayable £11,581.78 at £193.03 per month for 60 months.
Loan Type
Santander Personal Loan
APR/APRC
6.3% APR
Representative (£7,500-£15,000)
Loan Term
1 to 5 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example: Based on a loan of £10,000 at 6.3% per annum fixed for 5 years. Representative 6.3% APR. Total amount repayable £11,634.60 at £193.91 per month for 60 months.
Loan Type
M&S Bank Personal Loan
APR/APRC
6.2% APR
Representative (£7,500-£15,000)
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example: Based on a loan of £10,000 at 6.2% per annum fixed for 5 years. Representative 6.2% APR. Total amount repayable £11,608.20 at £193.47 per month for 60 months.

AA Personal Loans

Whether you are thinking of taking out a loan to buy a big ticket item, cover the costs of some home improvements or maybe to consolidate debt whatever the reason you are thinking about taking out a loan your first priority is probably getting the best deal you can.

AA personal loans are unsecured – check the tables above to see if you can find yourself a competitive loan.

To compare current UK loan deals use our loan calculator to compare loans from other leading deals to make sure you are getting the best deal for your circumstances.

Whatever the reason behind your desire for a loan, the most important thing is trying to get the best deal you can.

Use the comparison tables above to compare the latest deals to help you decide what your best option might be. 

Types of Loan 

Personal Loans  

Also known as unsecured loans are a type of loan that typically allows you to borrow up to £25,000 over a variable time period, generally speaking the larger amount you wish to borrow the lower the rate of interest you receive, however this does not mean you should take out a larger loan you cannot afford to service or repay. 

Lenders will advertise their personal loans with a Representative APR however this is not the amount you are guaranteed to get from taking out a loan with them, your actual interest rate will be dependent on numerous factors such as how much you earn and your credit history, they will also take this into consideration when they evaluate how much they are actually willing to lend you.  

AA Personal loans are not available at the moment, however there are many lenders who currently are offering personal loans, you can use the comparison service above to see if you can get a competitive rate on one.   

Homeowner Loans  

This type of loan is also sometimes called a ‘secured’ loan, this is because lenders require you to put up an asset like your home or other property in your possession as security on the loan.

Because of this added security you can normally borrow larger sums of money, typically between £25,000 and £250,000 with a homeowner loan. Lenders will also normally allow you to make loan repayments over a long time frame as well.  

The actual amount you can borrow with a homeowner loan, as well as the length of the repayment term would be affected by the value of your home, or the value of the equity you own if you have a mortgage on it, as well as other factors such as your credit history and financial circumstances.

It is important to remember before taking out this type of loan that the lender can repossess your home if you do not keep up repayments on the loan.  

There are many lenders offering personal loans, some providers will give you a decision in minutes and, if accepted, could receive your money within days.

Get a better loan and apply online.

Simple, clear & fair

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One search using our personal loan service will give you clarity about your loan options.

You will be shown the rate you will actually get, if you are pre-approved for your loan & sort those results just for you.