Compare Aegon Scottish Equitable Annuities
Compare pension services for self invested pensions (SIPPs) where you can pull your existing pension plans into one place.
Lost track of old pension plans? Service for tracking down plans from previous employments.
Annuity service if you are looking to buy a guaranteed income from your pension pot.
Looking To Retire At Age 55? FREE Guide
FREE Guide – Retiring Early!
8 tips for an earlier, wealthier retirement
Transforming that dream into a reality doesn’t come cheap, how could you afford it? Once you have paid off debts, like it or not, the answer is likely to depend on your pension.
Straightforward guide provides eight tips that could help you to retire earlier than you thought, including:
- The simple formula for how much you should consider investing each month
- How to boost existing pensions
- Understanding the options available at retirement (including the new rules)
This guide is not personal advice. Please remember tax rules can change and the value of the tax benefits will depend on your circumstances. The value of investments can fall as well as rise so you could get back less than you invest. Pensions cannot usually be withdrawn until age 55 (increasing to 57 in 2028).
Self Invested Pension
Take Control of your pension!
A self-invested personal pension (SIPP) is different to a traditional pension. Instead of limiting your investment options, a SIPP opens the doors, giving you more choice in how you invest your money. Like other pensions, the government will still give you up to 46% tax relief on the amount you pay in. Once your money is in a SIPP, you won’t have to pay tax on any gains or income your investments make.- Low cost award winning pension – Fixed fee plan keeps costs down over long term
- Investment choice – Choose from more than 40,000 investments
- Ready made funds and investment ideas – Making it easy to select investments
- Expertise – Research, ideas, and updates to help you with your investment decisions
Compare Self Invested Pension Providers
A low cost award-winning SIPP that gives you a choice of over 40,000 investments; Selected funds; Ready made portfolios.
Sipp fee: £5.99 pm – assets up to £50,000, £12.99 pm – assets over £50,000
Low-cost personal pension from award-winning provider Bestinvest. Choose from thousands of investments, get inspiration from guides and articles or opt for a Ready-made Portfolio
Sipp fee: up to 0.4% pa
Thousands of funds to choose from; Select 50 – Browse a list of expert picks. Pathfinder – Risk profiled fund options. Investment Finder – Search 1000s of investment ideas.
Less than £25,000: 0.35% if you have a regular savings plan or £90 (£7.50 a month) if you don’t
£25,000 or more but less than £250,000: 0.35%
£250,000 or more but less than £1 million: 0.20% – and you will automatically qualify for Fidelity’s Wealth Management Service benefits
£1 million+: 0.20% a year for the first £1 million and no service fee for investments over £1 million
Annuity Services
Pension Finder & Transfer Service
There are no tables for this criteria
Aegon Scottish Equitable Annuities
Aegon annuities provide investors with a comprehensive range of annuity solutions. Annuities can be structured on a basis that most suits your needs, so if you require a known income at outset, for example, a traditional annuity, then an Aegon annuity can do this for you. Aegon is one of Europe’s largest insurance companies. It provides a wide range of insurance and investment solutions to investors and intermediaries alike, both in the UK and abroad, ranging life insurance, pensions to investments and annuities.
An Aegon annuity may be suitable if you:
- Would like to receive a regular, set level of income for the rest of your life
- Are worried about investment risk
- Want to choose some protection against the effects of inflation
- Don’t want to have to monitor your investment
Once you have bought an annuity it cannot be changed. It is therefore important to understand all of the different annuity options to help you choose the annuity that is right for you. Questions to ask yourself include:
- Do you want your pension income to be passed onto your dependants after your death?
- Do you want a fixed income for life, or one that changes over time to reflect ongoing changes in the cost of living?
- Do you have any existing health problems or lifestyle factors which could mean that you qualify for extra income from an enhanced annuity?
To help you get the best possible annuity, you need to consider your financial needs both now and in the future. You don’t need an Aegon pension to purchase an annuity from the company – you are legally entitled to use your pension money to buy an annuity from any provider you wish. By shopping around for the best deal, you may be able to improve your retirement income over the long term.
10 COSTLY PENSION MISTAKES
10 Costly Pension Mistakes Millions of Britons Make
- How to discover if your pension will be enough
- What ‘free money’ most private sector workers miss out on
- How to get a share of £41 billion from the taxman
- How to benefit from the pension freedoms and avoid the traps