Bad Credit Mortgage Lenders
Latest Deal - NatWest 2 Year Fixed »
Call FREE - 0800 158 2934
- £250 CASHBACK
- 2 Year Fixed up to 60% LTV Deal »
- Call FREE - 0800 158 2934
Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.
Get the best bad credit mortgage rates
Mortgage lenders have become stricter about lending to people with less than perfect credit histories, making it more difficult for you to get a deal if this applies to you. If you are able to find a bad credit mortgage lender that offers you a deal, it is likely to have higher rates attached to it.
Provider | Type | Initial Interest Rate | Initial Term | Max LTV* | Product Fee | |
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 £250 CASHBACK Call FREE on 0800 158 2934 | Fixed | 1.54% Reverts to 3.99% | 2 Years | 60% | Yes | More Info > |
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 Call FREE on 0800 096 7447 | Fixed | 1.83% Reverts to 3.99% | 2 Years | 75% | Yes | More Info > |
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 Call FREE on 0800 077 4336 | Fixed | 1.94% Reverts to 3.94% | 5 Years | 60% | Yes | More Info > |
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£250 CASHBACK Call FREE on 0800 096 7447 | Fixed | 1.95% Reverts to 3.99% | 5 Years | 60% | Yes | More Info > |
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 £400 CASHBACK Call FREE on 0808 178 6813 | Fixed | 1.98% Reverts to 4.74% | 2 Years | 75% | No | More Info > |
Call FREE on 0800 077 4336 | Fixed | 1.94% Reverts to 3.94% | 5 Years | 75% | Yes | More Info > |
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£250 CASHBACK Call FREE on 0800 158 2934 | Fixed | 2.00% Reverts to 3.99% | 5 Years | 75% | Yes | More Info > |
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 Call FREE on 0330 057 1528 | Fixed | 1.65% Reverts to 4.79% | 2 Years | 65% | Yes | More Info > |
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Call FREE on 0330 057 1528 | Fixed | 1.73% Reverts to 4.79% | 2 Years | 75% | Yes | More Info > |
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Call FREE on 0330 057 1528 | Fixed | 2.06% Reverts to 4.79% | 5 Years | 75% | Yes | More Info > |
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Representative Example:
A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.
The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).
In this example the overall cost for comparison is 3.7% APRC representative.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Provider | Type | Initial Interest Rate | Initial Term | Max LTV* | Product Fee | |
|---|---|---|---|---|---|---|
Call FREE on 0800 158 2934 | Tracker | 1.84% Reverts to 3.99% | 2 Years | 60% | Yes | More Info > |
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Call FREE on 0800 096 7447 | Tracker | 1.84% Reverts to 3.99% | 2 Years | 60% | Yes | More Info > |
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Call FREE on 0800 158 2934 | Tracker | 2.04% Reverts to 3.99% | 2 Years | 70% | Yes | More Info > |
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Call FREE on 0800 096 7447 | Tracker | 2.04% Reverts to 3.99% | 2 Years | 70% | Yes | More Info > |
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Representative Example:
A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.
The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).
In this example the overall cost for comparison is 3.7% APRC representative.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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Representative Example:
A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.
The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).
In this example the overall cost for comparison is 3.7% APRC representative.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Provider | Type | Initial Interest Rate | Initial Term | Max LTV* | Product Fee | |
|---|---|---|---|---|---|---|
Call FREE on 0800 096 7962 | Fixed Buy-to-Let | 1.74% Reverts to 4.49% | 2 Years | 60% | Yes | More Info > |
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Call FREE on 0330 057 1595 | Fixed Buy-to-Let | 1.79% Reverts to 4.99% | 2 Years | 75% | Yes | More Info > |
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Call FREE on 0800 056 8572 | Tracker Buy-to-Let | 2.65% Reverts to 4.49% | 2 Years | 70% | Yes | More Info > |
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Representative Example:
A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.
The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).
In this example the overall cost for comparison is 3.7% APRC representative.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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Compare Bad Credit Mortgage Lenders
Bad credit mortgage lenders will consider most financial circumstances, such as:
- People who have missed mortgage payments in the past
- People who have County Court Judgements against them
- Self employed people and those who cannot prove their income
Whether you have previous mortgage arrears, or have had problems with CCJs or even bankruptcy, our FREE poor credit mortgage service can try to help you find a mortgage that suits your circumstances. We can put you in touch with a specialist mortgage adviser who will search through deals and offers by leading UK bad credit mortgage lenders to find the best one for you. Click on the link below and fill in the enquiry form, and an adviser will call you back with no obligation quotes and advice.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker