Bank of Scotland Mobile Phone Insurance

Compare Bank of Scotland Mobile Phone Insurance Deals


Depending on which current account you choose, your Bank of Scotland account could give you worldwide cover for your mobile phone along with a selection of other benefits depending on which current account you opt for. Compare Bank of Scotland mobile phone insurance deals with other top offers in the table below and see how much you could save on mobile phone insurance:

Compare Mobile Phone Insurance
ProviderMax CoverStandard ExcessWorldwide CoverMonthly Costs From:Additional BenefitsApply
£775£25yes£3.99Accidental Damage; Liquid Damage; Mechanical Breakdown; Immediate CoverApply Now >

Benefits of Bank of Scotland Mobile Phone Insurance


Depending on which current account package you choose, phone cover from Bank of Scotland could include:

  • One phone per account holder, maximum of two phones for joint accounts
  • Repair or replacement phone up to a maximum original cost or value of £2,000 per claim
  • Cover for loss, theft, accidental damage, breakdown, water damage.
  • Protection for phones up to a maximum value of £2,000
  • Unauthorised network charges from the point that your mobile phone was lost or stolen and up to 24 hours after discovery of the loss or theft, up to a maximum value of £1,500 (including VAT) per claim for contract mobile phones and £500 for Pay As You Go (including VAT)
  • Mobile phone accessories that are lost, stolen or damaged at the same time as your mobile phone, up to a maximum value of £250 (including VAT) per claim


What to look for when choosing mobile phone insurance


Mobile phone insurance is available both from standard insurance providers and mobile phone stores. Mobile phone insurance aims to cover your phone against a variety of possible events such as theft or fraud,with different packages offering different options depending on the cover required. Mobile phone insurance can cover a number of areas to varying degrees, including:

  • Theft
  • Accidental damage
  • Loss
  • Account abuse resulting from theft

Be sure to examine deals from both insurance companies and mobile phone stores to make sure you’re receiving the best deal. A number of phone stores aim sell expensive mobile phone insurance so make sure you shop around before you buy.