Barclays Income Protection

Barclays Income Insurance is offered to UK residents aged between 18 and 69 and includes cover for accidents, sickness and/or involuntary unemployment.

The option for customers to choose their own monthly benefit (up to half of your gross monthly income, with a maximum £2,000)

A choice of benefit duration – either 12 or 24 months.

For involuntary unemployment, a free back-to-work support service is available should your claim go beyond 30 days, which could include access to CV writing support and a dedicated helpline.

Barclays Income Insurance is subject to a number of exclusions, including:.

• Pre-existing medical conditions, or self inflicted injuries are not eligible for claims
• You must be under the age of 70 on the first day of sickness or unemployment
• You must be unaware of any chance of involuntary unemployment at the start of the policy; any involuntary unemployment cannot begin until 60 days after the policy has begun
• Self-employed customers are only eligible to make a claim if their business ceases to trade permanently, or is placed into the hands of a liquidator; this cannot be within the first 60 days of the policy

It is advisable to shop around different providers of income protection insurance to ensure that you get the best deal.  Whilst looking at Barclays income protection insurance products, you might also wish to find other insurance quotes so that you can compare policies.